20 Lucy Avenue, Toronto, ON

$980,000
MLS#:E14127674
2 beds
2 baths
1500-2000 sqft
1.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 2 Bath Home at 20 Lucy Avenue Toronto ON listed at $980,000 (MLS# E14127674) - Main View
Open House
For Sale
Added:Oct 29, 2026(today)
Updated:Oct 29, 2026(today)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Oakridge. Expertly crafted featuring premium brick front and concrete block construction, this residence presents an exceptional opportunity offered at $980,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 22.04 x 100.14 ft lot
  • Ample parking with 0.0 garage spaces (1.0 total parking spaces)
  • Notable attributes: Carpet Free, Storage, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Introducing the authentic detached, freehold hard loft, with no maintenance fees, that you've been dreaming of! This beautifully converted 1800 sq.ft, genuine Artist's studio/loft, is truly amazing with its huge open concept floor plan, soaring ceilings and large original industrial windows - ideal for creative uses, live/work, and entertaining. Boasting a massive sun drenched living room, dining room and kitchen with center island, a den, walk through pantry, two piece bath, a guest sleeping loft and lots of storage on the main floor, ready to enjoy. The spacious second floor primary sanctuary completes this home with a four piece ensuite, dressing room with laundry, custom metal railing, and a walkout to your very own expansive 700 sqft. private terrace, extending your living space to the outdoors! A quiet ground floor patio and a private driveway included. Steps to public transit and shopping. Your dream loft awaits, book your showing to see everything this wonderful property has to offer!

Upcoming Open Houses

2 Scheduled
Saturday, October 31, 20262:00 PM - 4:00 PMPublic
Sunday, November 1, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 20 Lucy Avenue, Toronto is currently for sale and has been available for 0 days. This property is listed at $980,000 with an estimated mortgage of $3,262* per month. It has 2 beds, 2 bathrooms, and is 1500-2000 square feet. 20 Lucy Avenue, Toronto is in the Oakridge neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Oakridge, Toronto.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$980,000
AddedOct 29, 2026 (today)
UpdatedOct 29, 2026 (today)
Last Checked4 minutes ago
Transaction TypeFor Sale
List Office NameREMAX YOUR COMMUNITY REALTY

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Concrete Block
BasementNone
Lot Size22.04 Ă— 100.14 Feet
CountyToronto
Annual Tax$2,800.69
Legal DescriptionPLAN 2218 PT LOT 69 PT LOT 70 NOW RP6412315 PTS 1-4

Parking & Garage

Parking Total1.0
Parking Space1
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • Carpet Free
  • Storage
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Toronto Home Buyer Advisory & Market HubActive MLS® Listing in Toronto, Ontario

Looking to Buy a Home in Toronto?

If you are looking for a house in Toronto or researching Toronto real estate for sale, this 2-bedroom detached at 20 Lucy Avenue, Toronto, ON offers an exceptional opportunity to buy a home in Toronto, Ontario. Whether you are a first-time Toronto home buyer or comparing active Toronto MLS® homes for sale, working with a dedicated Toronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Toronto Homes for Sale & MLS® Listings

Browse all verified Toronto real estate listings, compare active Toronto houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Toronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Toronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Toronto Buyer Budget & Costs

Estimated mortgage: $3,262*/month*. Estimated Ontario Land Transfer Tax: $32,150. First-time Toronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Toronto

Frequently Asked Questions about 20 Lucy Avenue, Toronto, ON

Q.What is the asking price for 20 Lucy Avenue, Toronto, ON ?

The current listing price for 20 Lucy Avenue, Toronto, ON in Oakridge, Toronto is $980,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 20 Lucy Avenue, Toronto, ON ?

20 Lucy Avenue, Toronto, ON is a Detached (2-Storey) featuring a None basement.

Q.What key property features does 20 Lucy Avenue, Toronto, ON offer?

Key property features include: Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Storage, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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20 Lucy Avenue, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Oakridge, Toronto

SAFETY RATING6.7 / 10
Moderate Incident Area
Total Annual Incidents365 incidents / yr
Average Per Month30.4 incidents / mo
Population Benchmark15,593 residents
Personal Safety
Elevated

244 assaults (1563.0/100k)

Property Security
Moderate

38 B&E (243.4/100k)

Auto Theft Risk
Elevated

25 thefts (160.1/100k)

1-Year Trend
â–˛ +6.1%

Elevated vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 20 Lucy Avenue, Toronto, ON M1L 1A3

Estimated Sales Range
$931,000 - $960,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$294,000 (30.0%)
* Minimum Canadian down payment required for this price is $73,000.
Amortization Period30 Years
Estimated Monthly Payment$3,262Based on a loan of $686,000 over 30 years.
Purchase Price$980,000
Loan Amount$686,000
Provincial Land Transfer Tax:$16,075
Toronto Municipal Land Transfer Tax:$16,075
Total Estimated Closing Taxes:$32,150

About Purchasing a Home in Toronto, ON

For a property listed at $980,000 in Toronto, the legal minimum down payment is $73,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,075 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $16,075 also applies, bringing the total estimated land transfer taxes to $32,150.

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Oakridge, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Oakridge, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,445,503

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Oakridge, Toronto

Elementary Schools

St Dunstan
Public14 Pharmacy Avenue, Scarborough, Toronto, Ontario, M1L 3E4
4.8
Malvern
Public55 Malvern Avenue, Toronto, Ontario, M4E 3E4
5.8
J G Workman
Public487 Birchmount Road, Scarborough, Toronto, Ontario, M1K 1N7
4.7
Birch Cliff Heights
Public120 Highview Avenue, Scarborough, Toronto, Ontario, M1N 2J1
5.8
Kimberley
Public50 Swanwick Avenue, Toronto, Ontario, M4E 2Z5
6.4

Secondary Schools

Malvern
Public55 Malvern Avenue, Toronto, Ontario, M4E 3E4
9.1
Neil McNeil
Public127 Victoria Park Avenue, Scarborough, Toronto, Ontario, M4E 3S2
7.7
Birchmount Park
Public3663 Danforth Avenue, Scarborough, Toronto, Ontario, M1N 2G2
4.3
Notre Dame
Public12 Malvern Avenue, Toronto, Ontario, M4E 3E1
7.7
W A Porter
Public40 Fairfax Crescent, Scarborough, Toronto, Ontario, M1L 1Z9
7.9

Oakridge, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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