21 Earl Street, Toronto, ON

$2,150
MLS#:C13420788
1 beds
1 baths
500-599 sqft
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Loft condo apartment located in the coveted neighborhood of North St. James Town. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $2,150 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • 0.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover a rare opportunity to lease a stunning 2-storey loft in the highly sought-after Earl Lofts - a hidden oasis tucked away from the bustle of the city. This gated boutique community is surrounded by beautifully maintained private gardens and landscaping, offering a peaceful retreat with added peace of mind.Inside, this bright and stylish 1-bedroom, 1-bathroom loft features soaring double-height ceilings and expansive windows that flood the space with natural light. The modern kitchen showcases a glass mosaic backsplash, while the spacious living area walks out to a private balcony - perfect for relaxing or entertaining.Upstairs, the mezzanine-style primary suite overlooks the main living space and includes an ensuite bath. Ensuite laundry with additional storage adds everyday convenience.Located just steps from transit, shopping, and minutes to downtown, this unique loft combines character, comfort, and accessibility at an affordable price point. Quiet, charming, and full of style - this hidden gem is urban living at its best

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date6/9/2026
Transaction TypeFor Lease

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleLoft
ConstructionStucco (Plaster)
BasementNone
CountyToronto

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Park, Public Transit, School, Rec./Commun.Centre

Interior Features

None

Security Features

Community Features

Location

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21 Earl Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Earl Street 306, Toronto C08, ON M4Y 3C8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$108 (5.0%)
* Minimum Canadian down payment required for this price is $108.
Amortization Period25 Years
Estimated Monthly Payment$12Based on a loan of $2,042 over 25 years.
Purchase Price$2,150
Loan Amount$2,042
Provincial Land Transfer Tax:$11
Toronto Municipal Land Transfer Tax:$11
Total Estimated Closing Taxes:$22

About Purchasing a Home in Toronto, ON

For a property listed at $2,150 in Toronto, the legal minimum down payment is $108 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $11 also applies, bringing the total estimated land transfer taxes to $22.

Nearby Listings

Distance:

No current listings found in Toronto.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North St. James Town, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$726,439

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Kane
Public56, Toronto, Ontario, M4Y 2T6
4.9
Church Street
Public83 Alexander Street, Toronto, Ontario, M4Y 1B7
4.8
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Our Lady of Lourdes
Public444 Sherbourne Street, Toronto, Ontario, M4X 1K2
6.5
Jesse Ketchum
Public61 Davenport Road, Toronto, Ontario, M5R 1H4
7.3

Secondary Schools

Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1
St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Rosedale Heights-Arts
Public711 Bloor Street East, Toronto, Ontario, M4W 1J4
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.