21 Earl Street, Unit 20, Toronto, ON

$395,000
MLS#:C13539470
0 beds
1 baths
0-499 sqft
Residential Condo & Other
21 Earl Street L1, Toronto, ON M4Y 3C8

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of North St. James Town. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Generous living space spanning 0-499 sqft
  • 0.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Storage Area Lockers
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Tucked away on a quiet, tree-lined street in the heart of the city, this freshly renovated ground-level studio is completely move-in ready, offering the perfect blend of charm, function, and downtown convenience. The suite features new flooring, fresh paint, and a thoughtfully designed open layout. You'll love the walk-out to a private patio, ample storage, a walk-in closet, and an en-suite laundry, combining style and practicality in one inviting space. Whether you're a first-time buyer, investor, or looking for a stylish pied-à-terre, this unit checks all the boxes. The boutique building has a welcoming community feel and is just steps from transit, shops, dining, and everything downtown Toronto has to offer. A genuine turnkey opportunity in a vibrant and connected location

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 21 Earl Street, Toronto is currently for sale and has been available on SousaSells for 30 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 0 beds, 1 bathroom, and is 0-499 square feet. 21 Earl Street, Toronto is in the North St. James Town neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in North St. James Town, Toronto.

Great for Small Household / Couples
What We Love About This Home
  • 1 well-appointed bathroom
  • 0-499 sqft of generous functional square footage
  • Desirable Condo Apartment architecture in North St. James Town, Toronto
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Toronto.

Target Buyer Match

Key Features

0
Bathrooms
1
Kitchens
1
Living Area
0-499 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete
BasementNone
CountyToronto
Annual Tax$1,863

Parking & Garage

Parking Total0.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Clear View
  • Public Transit

Interior Features

  • Storage Area Lockers

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 21 Earl Street, Unit 20, Toronto, ON

Q.What is the asking price for 21 Earl Street, Unit 20, Toronto, ON ?

The current listing price for 21 Earl Street, Unit 20, Toronto, ON in North St. James Town, Toronto is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 1 bathroom across approximately 0-499 sqft.

Q.What property type and architectural style is 21 Earl Street, Unit 20, Toronto, ON ?

21 Earl Street, Unit 20, Toronto, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 21 Earl Street, Unit 20, Toronto, ON offer?

Key property features include: Clear View, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Storage Area Lockers.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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21 Earl Street, Unit 20, Toronto, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Earl Street L1, Toronto, ON M4Y 3C8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Toronto Municipal Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$8,800

About Purchasing a Home in Toronto, ON

For a property listed at $395,000 in Toronto, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $4,400 also applies, bringing the total estimated land transfer taxes to $8,800.

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North St. James Town, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for North St. James Town, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$805,105

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in North St. James Town, Toronto

Elementary Schools

Kane
Public56, Toronto, Ontario, M4Y 2T6
4.9
Our Lady of Lourdes
Public444 Sherbourne Street, Toronto, Ontario, M4X 1K2
6.5
Church Street
Public83 Alexander Street, Toronto, Ontario, M4Y 1B7
4.8
Rose Avenue
Public675 Ontario Street, Toronto, Ontario, M4X 1N4
3.3
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9

Secondary Schools

Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1
St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Rosedale Heights-Arts
Public711 Bloor Street East, Toronto, Ontario, M4W 1J4
8.0

North St. James Town, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.