344 St Germain Avenue, Toronto, ON

$1,689,000
MLS#:C10405406
3 beds
2 baths
1.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lawrence Park North. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,689,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Premium 25 x 150 ft lot size
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: In-Law Suite
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Attention: Investors, Builders, End-Users - also a Perfect Condo Alternative!! Fabulous Opportunity 25' x 150' lot with Great existing Bungalow on wide Street in Highly Sought-after John Wanless PS District. Live in now, or Rent out, and Build later. Endless possibilities! Home is well maintained and in Excellent move-in condition. Basement features a Separate In-law Suite also accessible privately from Side Door (potential additional income). Great Height in Basement.Walk-out to Deck and Private Fenced Yard - Beautiful Mature Garden. Easy Front Yard Parking.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 12, 2024
Sold price information is available to members only
Listed Date11/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Finished
Lot Size25 × 150 Feet
CountyToronto
Annual Tax$6,442.87
Legal DescriptionPt Lot 164, Plan 1706 As in CA236157;T/W and S/T CA236157

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

School, Public Transit, Park

Interior Features

In-Law Suite

Security Features

Community Features

Location

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344 St Germain Avenue, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 344 St Germain Avenue, Toronto C04, ON M5M 1W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$337,800 (20.0%)
* Minimum Canadian down payment required for this price is $337,800.
Amortization Period25 Years
Estimated Monthly Payment$8,052Based on a loan of $1,351,200 over 25 years.
Purchase Price$1,689,000
Loan Amount$1,351,200
Provincial Land Transfer Tax:$30,255
Toronto Municipal Land Transfer Tax:$30,255
Total Estimated Closing Taxes:$60,510

About Purchasing a Home in Toronto, ON

For a property listed at $1,689,000 in Toronto, the legal minimum down payment is $337,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,255 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $30,255 also applies, bringing the total estimated land transfer taxes to $60,510.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lawrence Park North, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$2,099,386

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Blessed Sacrament
Public24 Bedford Park Avenue, Toronto, Ontario, M5M 1H9
8.1
John Wanless
PublicBrookdale Avenue, Toronto, Ontario, M5M 1P6
8.7
Bedford Park
PublicToronto, Ontario, M5M 1P6
9.3
John Ross Robertson
Public130 Glengrove Avenue West, Toronto, Ontario, M4R 1P2
8.5
St Monica
Public14 Broadway Avenue, Toronto, Ontario, M4P 1T4
6.9

Secondary Schools

Lawrence Park
Public125 Chatsworth Drive, Toronto, Ontario, M4R 1S1
9.1
Loretto Abbey
Public101 Mason Boulevard, Toronto, Ontario, M5M 3E2
7.6
North Toronto
Public17 Broadway Avenue, Toronto, Ontario, M4P 1T7
8.4
Northern
Public851 Mount Pleasant Road, Toronto, Ontario, M4P 2L5
8.2
Marshall McLuhan
Public1107 Avenue Road, Toronto, Ontario, M5N 3B1
7.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.