435 Ontario Street, Toronto, ON

$2,045,000
MLS#:C12820040
3 beds
3 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Moss Park. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $2,045,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 20.5 x 122 ft lot
  • Features a half, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Central Vacuum, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stylish, sophisticated, fully renovated RARE 20.5 wide, 3-storey, Bay-and-Gable Cabbagetown Victorian will literally take your breath away! Wide open contemporary main floor with chefs kitchen, powder room & family room is built for entertaining. Large separate front entry, open concept living, dining, high ceilings, luxurious gas fireplace, lustrous hardwood floors & bay window overlooking lush front garden. Sleek open concept eat-in kitchen has high-end appliances, 6-burner gas range and massive centre island equally suited for gathering large groups for celebratory soirées or breakfast with the kids. Main floor family room has wall-to-wall windows, custom millwork built-in closet, integrated wall-mounted TV + sound bar, open shelving & w/o to brand new backyard deck & patio. The sprawling 2nd floor primary suite impresses with wall-to-wall picture window overlooking leafy lush backyard, custom built-in closets, credenza & true-spa 5-pc ensuite with separate shower, large soaker tub, heated floors & contemporary floating vanity. 2nd bedroom has 4-pc ensuite and vaulted 2-storey ceiling w/soaring windows that let the sunshine in and super sweet window seat for stolen moments of quiet retreat, reading or just watching the world go by. Entire 3rd floor retreat makes an ideal home office, 3rd bed, or guest suite with w/o to large rooftop sundeck way up in the treetops. Finished basement makes great kids play space w/loads of built-in storage, closets & utility room. Fully fenced, private backyard has brand new deck, patio and charming ivy-clad rare double car garage with 2-car parking, work bench and loads of storage. Located just steps to Parliament St shops, restaurants, cafés & TTC, this totally turn-key property offers a rare opportunity to enjoy historic Toronto charm paired with luxurious modern design you'll be thrilled to call home. See attached Feature Sheet for list of improvements. OPEN HOUSE Sat & Sun 2-4PM

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 26, 2026
Sold price information is available to members only
Listed Date2/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementHalf, Finished
Lot Size20.5 × 122 Feet
CountyToronto
Annual Tax$10,172.63
Legal DescriptionPT LT 10 BLK C PL D138 TORONTO AS IN CA251627; CITY OF TORONTO

Parking & Garage

Parking Spaces2.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Public Transit, Rec./Commun.Centre, School, Arts Centre

Interior Features

Central Vacuum, On Demand Water Heater

Security Features

Community Features

Location

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435 Ontario Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 435 Ontario Street, Toronto C08, ON M5A 2V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$409,000 (20.0%)
* Minimum Canadian down payment required for this price is $409,000.
Amortization Period25 Years
Estimated Monthly Payment$9,749Based on a loan of $1,636,000 over 25 years.
Purchase Price$2,045,000
Loan Amount$1,636,000
Provincial Land Transfer Tax:$37,600
Toronto Municipal Land Transfer Tax:$37,600
Total Estimated Closing Taxes:$75,200

About Purchasing a Home in Toronto, ON

For a property listed at $2,045,000 in Toronto, the legal minimum down payment is $409,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $37,600 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $37,600 also applies, bringing the total estimated land transfer taxes to $75,200.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Moss Park, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$821,492

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Gabrielle-Roy
Public14 Pembroke Street, Toronto, Ontario, M5A 2N7
8.9
Downtown Alternative
Public85 Lower Jarvis Street, Toronto, Ontario, M5E 1R8
8.0
St Edward
PublicEdward Street, Toronto, Ontario, M5G 1E2
9.0
Market Lane
Public246 The Esplanade, Toronto, Ontario, M5A 4J6
5.1
Brown
Public3 Lower Jarvis Street, Toronto, Ontario, M5E 1Z2
7.0

Secondary Schools

Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.