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Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cabbagetown-South St. James Town. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,165,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Tucked along a quiet stretch of Sumach Street, beneath a canopy of mature trees in the heart of Cabbagetown, this two-bedroom semi feels like something out of a storybook with the perfect blend of charm and style. Behind a literal white picket fence (yes, really) and a front garden that quietly steals the show, this is the kind of home that makes you pause before you even step inside. And once you do, it delivers. Lofty ceilings and generous windows bring in beautiful natural light, giving the main floor a wondrous sense of volume. The kitchen has been tastefully updated with form and function in mind to create a space that feels polished, practical, and ready to enjoy from day one. Out back, a private deck extends the living space in all the right ways. It's an easy setting for summer evenings, weekend barbecues, or simply a moment to unwind. The garden and deck strike that rare balance of lush enough to enjoy, but thoughtfully scaled for low-maintenance living. This home offers the privacy and charm of a freehold, with a simplicity that condo dwellers can appreciate. Upstairs, the primary bedroom opens up with vaulted ceilings that add an expansive sense of space and calm. A second bedroom offers flexibility, whether for guests, a home office, or whatever comes next. The finished lower level adds versatility, ideal as a media room, workspace, or additional bedroom. This home also features a private drive at the front, a detail that makes a meaningful difference in this neighbourhood. Just steps from Riverdale Park, Wellesley Park, and Riverdale Farm, and a short stroll to the energy of Parliament Street where cafes, restaurants, and local shops create a rhythm that's distinctly Cabbagetown. Walkability is a given, transit is seamless, and access to the DVP keeps commuting within easy reach. For those drawn to homes with personality and spaces that feel inspired, this one doesn't try too hard. It simply gets it right.
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Data-driven valuation for 438 Sumach Street, Toronto C08, ON M4X 1V7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.
About Purchasing a Home in Toronto, ON
For a property listed at $1,165,000 in Toronto, the legal minimum down payment is $233,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $19,775 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $19,775 also applies, bringing the total estimated land transfer taxes to $39,550.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.