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Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cabbagetown-South St. James Town. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Not your average condo alternative. Why wait for elevators and pay high monthly maintenance fees when you can own a charming freehold in Cabbagetown for under $750K? 448 Gerrard St E offers an incredibly rare opportunity for buyers craving character, lifestyle, and independence without the compromises of condo living. High ceilings, pot lighting, skylight, exposed beams, and thoughtfully designed spaces create a home that feels warm, urban, and full of personality. The private outdoor space is perfect for morning coffee before heading out to enjoy one of Toronto's most walkable neighbourhoods. Steps to Riverdale Farm, the Pam McConnell Aquatic Centre, transit, bike lanes, cafés, restaurants, and downtown access. Ideal for first-time buyers, professionals, creatives, downsizers, or anyone seeking a stylish city home with no condo fees and low carrying costs. A unique opportunity to get into one of Toronto's most beloved neighbourhoods with fabulous neighbours and at a price point rarely seen for freehold ownership. This is the kind of home buyers say they want... and then realize it actually exists under $750K in Cabbagetown.
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Fenced Yard, Public Transit, Rec./Commun.Centre, School, Park, Greenbelt/Conservation
Carpet Free, On Demand Water Heater, Storage, Sump Pump
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 448 Gerrard Street E, Toronto C08, ON M5A 2H2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.
About Purchasing a Home in Toronto, ON
For a property listed at $749,900 in Toronto, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $11,473 also applies, bringing the total estimated land transfer taxes to $22,946.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.