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Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Junction Area. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $1,399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 45 Vernon - a beautifully updated red brick semi that blends timeless character with a layout designed for how you actually live, host, and unwind. Built in 1914 and thoughtfully modernized, this home offers generous principal rooms and an easy, connected flow throughout. The front porch, reimagined with sleek glass railings, is the perfect spot to start your day with coffee or wind down with a drink as the neighbourhood settles in for the evening. Inside, the main floor is made for both everyday living and effortless entertaining. The open-concept living and dining space is warm and inviting, with hardwood floors underfoot and plenty of room to gather. At the rear, a large kitchen with abundant storage anchors the home - ideal for weeknight dinners, weekend hosting, and everything in between. A mudroom and a well-placed two-piece powder room add a layer of function that makes busy days feel easy. Upstairs, the second floor delivers three well-proportioned bedrooms. The primary is a true retreat - king-sized with a beautiful bay window, built-in seating, and floor-to-ceiling cabinetry. Two additional bedrooms are equal in size, each with thoughtfully designed closet organizers, making them perfect for kids, guests, or a dedicated work-from-home space. A bright family bathroom and linen storage complete the level. The lower level adds flexibility in all the right ways. With a walkout to the backyard, this fully finished space is currently set up as a media and recreation room with a large projector screen - think movie nights, game days, or a relaxed hangout zone. There's also space for a home office, along with laundry, an additional four-piece bathroom, and extra storage. Out back, the private, fully fenced yard has been turfed for low-maintenance living-ready for summer dinners, kids at play, or hosting friends without the upkeep. A laneway-access garage offers both parking & valuable storage. A home that feels easy, elevated, and ready for real living.
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Data-driven valuation for 45 Vernon Street, Toronto W02, ON M6P 1S9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.
About Purchasing a Home in Toronto, ON
For a property listed at $1,399,000 in Toronto, the legal minimum down payment is $279,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,455 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $24,455 also applies, bringing the total estimated land transfer taxes to $48,910.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.