48 Bernard Avenue, Toronto, ON

$4,749,000
MLS#:C12425810
3 beds
4 baths
3500-5000 sqft
2.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Annex. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $4,749,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3500-5000 sqft on a premium 27 x 114 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Steps from Yorkville, on one of the Annexs most cherished tree-lined streets, this nearly 5,000 sqft detached Victorian residence by Richard Wengle masterfully balances timeless elegance with modern ease. Behind its preserved façade lies a complete architectural rebuild, where enduring craftsmanship and refined design are revealed at every turn. The family room makes a dramatic impression with soaring 118 vaulted ceiling, coffered detailing, and clerestory windows that bathe the space in natural light. A marble-clad fireplace and custom cabinetry ground the room, while French doors open onto a private garden terrace an inviting extension of the living space, perfect for entertaining or quiet evenings. The chefs kitchen is a showcase of bespoke cabinetry and Sub-Zero, Wolf, and Miele appliances, centred around a generous island designed for both cooking and gathering. Upstairs, the primary suite offers a sanctuary of comfort with a marble ensuite featuring heated floors, walk-in dressing room, and a fireplace. The second bedroom includes its own balcony walk-out, while the third floor provides a light-filled retreat with Juliette balcony, walk-in closet, and full bath ideal for family, guests, or a home office. The lower level is designed for wellness and recreation, complete with a gym and steam room. An elevator connects the main living areas with ease, ensuring both convenience and longevity. A home of rare distinction detached, elegant, and designed for those who value sophistication without compromise.

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 1, 2025
Sold price information is available to members only
Listed Date9/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementFinished
Lot Size27 × 114 Feet
CountyToronto
Annual Tax$20,646.9
Legal DescriptionPT LT 15 PL 369 YORKVILLE AS IN CA339613; TORONTO , CITY OF TORONTO

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Central Vacuum

Security Features

Community Features

Location

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48 Bernard Avenue, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 48 Bernard Avenue, Toronto C02, ON M5R 1R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$949,800 (20.0%)
* Minimum Canadian down payment required for this price is $949,800.
Amortization Period25 Years
Estimated Monthly Payment$22,640Based on a loan of $3,799,200 over 25 years.
Purchase Price$4,749,000
Loan Amount$3,799,200
Provincial Land Transfer Tax:$105,200
Toronto Municipal Land Transfer Tax:$105,200
Total Estimated Closing Taxes:$210,400

About Purchasing a Home in Toronto, ON

For a property listed at $4,749,000 in Toronto, the legal minimum down payment is $949,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $105,200 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $105,200 also applies, bringing the total estimated land transfer taxes to $210,400.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Annex, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,933,790

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Huron Street
Public541 Huron Street, Toronto, Ontario, M5R 2R6
5.8
Jesse Ketchum
Public61 Davenport Road, Toronto, Ontario, M5R 1H4
7.3
Cottingham
PublicCottingham Street, Toronto, Ontario, M4V 1E3
10.0
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9

Secondary Schools

St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2
Harbord
Public286 Harbord Street, Toronto, Ontario, M6G 1G5
7.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.