57 St Joseph Street, Toronto, ON

$629,900
MLS#:C12755764
2 beds
1 baths
600-699 sqft
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Bay Street Corridor. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 0.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the sought-after 1 Thousand Bay Condos, where luxury and convenience meet! This well-appointed 1-bedroom + den unit boasts an open-concept layout with a modern kitchen featuring sleek cabinetry and a functional island. The spacious living and dining area is bathed in natural light, thanks to floor-to-ceiling windows, and opens to a private balcony, perfect for relaxing or entertaining. The versatile den can be used as a home office or guest space. A spa-like 4-piecebathroom and ample storage add to the practicality of this suite. Residents enjoy premium amenities ,including a rooftop deck with stunning city views, an outdoor pool, fitness center, 24-hourconcierge, and more. Steps to U of T, Yorkville, the Financial District, and high-end shops and dining, this is urban living at its finest! Don't miss your chance to own in this prime location with exceptional investment potential. Currently Vacant allowing for immediate possession!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date2/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete
BasementFull
CountyToronto
Annual Tax$3,582

Parking & Garage

Parking Spaces0.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Public Transit

Interior Features

None

Security Features

Concierge/Security

Community Features

Location

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57 St Joseph Street, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 57 St Joseph Street 206, Toronto C01, ON M5S 0C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$37,990 (6.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period25 Years
Estimated Monthly Payment$3,527Based on a loan of $591,910 over 25 years.
Purchase Price$629,900
Loan Amount$591,910
Provincial Land Transfer Tax:$9,073
Toronto Municipal Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$18,146

About Purchasing a Home in Toronto, ON

For a property listed at $629,900 in Toronto, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $9,073 also applies, bringing the total estimated land transfer taxes to $18,146.

Nearby Listings

Distance:

No current listings found in Toronto.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bay Street Corridor, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$827,263

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9
Whitney
PublicQueen's Park Crescent West, Toronto, Ontario, M5S 3M2
9.7
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Orde Street
Public18 Orde Street, Toronto, Ontario, M5T 1N7
6.2
Kane
Public56, Toronto, Ontario, M4Y 2T6
4.9

Secondary Schools

St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.