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Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of University. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Life in Harbord Village starts here. This spacious townhome offers the kind of flexibility, affordability and walkable urban lifestyle that becomes harder to find in the city. Filled with natural light and thoughtfully arranged across multiple levels, the home provides comfortable move-in-ready living today with clear opportunity to personalize and update overtime. The main living and dining spaces are bright and open, anchored by hardwood floors and large windows that create a welcome setting for everyday life, while the kitchen and breakfast area offer a natural place to gather throughout the day. Upstairs, secondary bedrooms provide flexibility for family, guests, or working from home, while a private deck creates a quiet outdoor retreat above the city. The top level is dedicated to a spacious primary suite with a walk-in closet and private ensuite, offering a sense of separation and calm at the end of the day. Downstairs, the finished lower level extends the living space in a way that feels warm and inviting. A cozy rec room with a gas fireplace creates an easy place to unwind, gather, or settle into a quieter night at home. Set within one of Toronto's most vibrant and established neighbourhoods, surrounded by independent cafés, restaurants, parks, and strong transit connections, just minutes away from U of T, with a walk score of 95, this is a home that balances comfort, character, and long-term potential in a location people continue to seek out year after year.
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Data-driven valuation for 81B Ulster Street, Toronto C01, ON M5S 1E9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.
About Purchasing a Home in Toronto, ON
For a property listed at $995,000 in Toronto, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $16,375 also applies, bringing the total estimated land transfer taxes to $32,750.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.