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Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Annex. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $2,649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Rarely does a home of this scale, character, and address come to market in The Annex. Set on an exceptionally wide 32-foot lot with the coveted luxury of three-car private parking, this remarkable residence offers nearly 4,000 square feet of beautifully proportioned living across four levels- a combination almost impossible to find in one of Toronto's most prestigious neighbourhoods. The main floor makes an immediate impression. A gracious marble foyer and sweeping staircase set the tone, opening to a grand formal living room anchored by a stunning marble fireplace, an elegant dining area ideal for entertaining, and an updated kitchen with new premium appliances. The scale and flow are exceptional. The second floor is a private retreat. The primary suite features a walk-in closet, a luxurious ensuite, and a coveted walk-out to a private terrace. A second bedroom with its own ensuite and a charming sitting room with a bay window complete this level beautifully. The third floor offers rare flexibility, two generous bedrooms, a full bathroom, a sun-drenched south-facing terrace, and a magnificent family and recreation room. The lower level provides a self-contained nanny or guest suite with an ensuite bath, soaring ceiling heights, and expansive recreation space. Steps to Yorkville, Bloor Street, the University of Toronto, and the very best of the city, this is Annex living at its finest.
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Data-driven valuation for 89 Bernard Avenue, Toronto C02, ON M5R 1R8
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.
About Purchasing a Home in Toronto, ON
For a property listed at $2,649,000 in Toronto, the legal minimum down payment is $529,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $52,700 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $52,700 also applies, bringing the total estimated land transfer taxes to $105,400.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.