89 Bernard Avenue, Toronto, ON

$2,649,000
MLS#:C13156500
6 beds
5 baths
2500-3000 sqft
3.0 parking
Residential Freehold
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This listing is no longer active (Sold)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 3-Storey semi-detached located in the coveted neighborhood of Annex. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $2,649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 32.17 x 100 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Rarely does a home of this scale, character, and address come to market in The Annex. Set on an exceptionally wide 32-foot lot with the coveted luxury of three-car private parking, this remarkable residence offers nearly 4,000 square feet of beautifully proportioned living across four levels- a combination almost impossible to find in one of Toronto's most prestigious neighbourhoods. The main floor makes an immediate impression. A gracious marble foyer and sweeping staircase set the tone, opening to a grand formal living room anchored by a stunning marble fireplace, an elegant dining area ideal for entertaining, and an updated kitchen with new premium appliances. The scale and flow are exceptional. The second floor is a private retreat. The primary suite features a walk-in closet, a luxurious ensuite, and a coveted walk-out to a private terrace. A second bedroom with its own ensuite and a charming sitting room with a bay window complete this level beautifully. The third floor offers rare flexibility, two generous bedrooms, a full bathroom, a sun-drenched south-facing terrace, and a magnificent family and recreation room. The lower level provides a self-contained nanny or guest suite with an ensuite bath, soaring ceiling heights, and expansive recreation space. Steps to Yorkville, Bloor Street, the University of Toronto, and the very best of the city, this is Annex living at its finest.

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Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 5, 2026
Sold price information is available to members only
Listed Date5/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style3-Storey
ConstructionBrick
BasementFinished
Lot Size32.17 × 100 Feet
CountyToronto
Annual Tax$16,039
Legal DescriptionPCL 45-2 SEC M6; PT LT 45 W/S ST. GEORGE ST PL M6 TORPONTO; PT LT 46 W/S ST GEORGE ST PL M6 TORONTO COMM AT A POINT IN THE SLY LIMI OF BERNARD AV BEING IN THE NLY PRODUCTION OF THE CENTRE LINE OF PARTITION WALL BTN THE HOUSE ON THIS LAND AND THAT TO THE W, SAID POINT BEING DISTANT 22 FT 10 INCHES MORE OR LESS ELY FROM THE NW ANGLE OF SAID LT 46; THENCE SLY TO AND ALONG CENTRE LINE AND CONTINUING SLY PARALLEL PARALLEL TO THE W LIMITS OF SAID LOTS 100 FT MORE OR LESS TO A POINT IN THE S LIMIT OF L

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Alarm System, Security System

Community Features

Location

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89 Bernard Avenue, Toronto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Bernard Avenue, Toronto C02, ON M5R 1R8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

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Interest Rate5.25%
Down Payment$529,800 (20.0%)
* Minimum Canadian down payment required for this price is $529,800.
Amortization Period25 Years
Estimated Monthly Payment$12,629Based on a loan of $2,119,200 over 25 years.
Purchase Price$2,649,000
Loan Amount$2,119,200
Provincial Land Transfer Tax:$52,700
Toronto Municipal Land Transfer Tax:$52,700
Total Estimated Closing Taxes:$105,400

About Purchasing a Home in Toronto, ON

For a property listed at $2,649,000 in Toronto, the legal minimum down payment is $529,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $52,700 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $52,700 also applies, bringing the total estimated land transfer taxes to $105,400.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Annex, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,933,790

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Local Schools Guide

Elementary Schools

Huron Street
Public541 Huron Street, Toronto, Ontario, M5R 2R6
5.8
Jesse Ketchum
Public61 Davenport Road, Toronto, Ontario, M5R 1H4
7.3
Cottingham
PublicCottingham Street, Toronto, Ontario, M4V 1E3
10.0
St Joseph
Public74 Wellesley Street West, Toronto, Ontario, M5S 1C4
4.9
Queen Victoria
PublicQueen's Park Crescent East, Toronto, Ontario, M7A 1A2
4.9

Secondary Schools

St. Joseph’s
Catholic74 Wellesley Street West, Toronto, Ontario, M5S 1C4
7.2
Central
Public725 Bathurst Street, Toronto, Ontario, M5S 2R5
4.2
Harbord
Public286 Harbord Street, Toronto, Ontario, M6G 1G5
7.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.