109 Front Street, Unit 440, Toronto, ON

$419,900
MLS#:C14180526
0 Bedrooms
1 baths
0-499 sqft
Residential Condo & Other
Residential Condo & Other for sale - 0 Bed, 1 Bath Home at 109 Front Street Toronto ON listed at $419,900 (MLS# C14180526) - Main View
For Sale

GTA Transit & Commute from this Address

Realistic rush-hour travel times from 109 Front Street

GO Train to Union Station

TTC Subway & GO Transit network: 10–25 min to Financial Core

Highway Access

Gardiner, DVP & 401: 5–12 min drive

Airport & Regional Link

Billy Bishop (YTZ): 10–15 min | Pearson (YYZ): 25 min

Added:Nov 13, 2026(1 day ago)
Updated:Nov 14, 2026(today)
Last Checked:3 minutes ago

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterfront Communities C8. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Generous living space spanning 0-499 sqft
  • Ample parking with 0.0 garage spaces (0.0 total parking spaces) with a convenient underground configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

INCOME IN PLACE OR MOVE IN ANYTIME. ALL-INCLUSIVE UTILITIES. FANTASTIC DOWNTOWN OLD TORONTO LOCATION. Hydro, heat, water and AC are all included in $353.72/month. Right across from the historic St. Lawrence Market in the Esplanade neighbourhood, New Times Square is one of Old Toronto's best-kept secrets: an established, well-run building with a balanced mix of owners and tenants. Well-proportioned suites like this are increasingly hard to find. The square layout lets you use every inch of space, with real closets, a proper 4-piece bath with actual counter space, ensuite laundry and bright, sun-filled west-facing light. Head up to the rooftop garden for BBQs and views of the lake and skyline, host friends in the party room on the same floor, and let the 24-hour concierge handle your packages. Cross the street Saturday morning for fresh bread, local produce and flowers after a run or bike ride on the waterfront, then walk to the game, the theatre or any of the restaurants that remind you why you chose this city. Shoppers and grocers are a hop, skip and a jump away, along with charming little eateries and independent businesses in a neighbourhood that blends old with new. With the City's street work now complete, the Esplanade's parks are being revitalized, and St. James Park just up the street offers lovely gardens and music in the park. A short walk to Union Station for the subway, GO, VIA, UP Express and the Billy Bishop shuttle; just minutes to the future Distillery station on the Ontario Line, and minutes from the Gardiner and DVP. Currently tenanted at $2,180/month (incl. internet) until July 27, 2027. Collect rent while you plan, or move in yourself, as the tenant is willing to vacate early if needed. Everything you need at an affordable price, with nothing you don't. Perfect for first-time buyers, students, down-sizers wanting to stay close to excellent hospitals, a long-term hold or a pied-à-terre that beats paying for hotels or someone else's mortgage.

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Property Summary

This condo apartment located at 109 Front Street, Toronto is currently for sale and has been available for 1 day. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 0 beds, 1 bathroom, and is 0-499 square feet. 109 Front Street, Toronto is in the Waterfront Communities C8 neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Waterfront Communities C8, Toronto.

Great for Small Household / Couples
What We Love About This Home
  • •1 well-appointed bathroom
  • •0-499 sqft of generous functional square footage
  • •Desirable Condo Apartment architecture in Waterfront Communities C8, Toronto
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Toronto.

Target Buyer Match

Key Features

0
Bathrooms
1
Kitchens
1
Living Area
0-499 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$419,900
Maintenance Fee$353.72/mo
AddedNov 13, 2026 (1 day ago)
UpdatedNov 14, 2026 (today)
Last Checked3 minutes ago
Transaction TypeFor Sale
List Office NameSTRATA REAL ESTATE

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyToronto
Annual Tax$1,825
Rental ItemsNone.

Parking & Garage

Parking Total0.0
Parking Space0
Garage Parking0.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Public Transit
  • Hospital
  • Library

Interior Features

  • Carpet Free

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Toronto Home Buyer Advisory & Market HubActive MLS® Listing in Toronto, Ontario

Looking to Buy a Home in Toronto?

If you are looking for a house in Toronto or researching Toronto real estate for sale, this condo apartment at 109 Front Street, Unit 440, Toronto, ON offers an exceptional opportunity to buy a home in Toronto, Ontario. Whether you are a first-time Toronto home buyer or comparing active Toronto MLS® homes for sale, working with a dedicated Toronto buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Dedicated Toronto Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Toronto realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Toronto Buyer Budget & Costs

Estimated mortgage: $1,398*/month*. Estimated Ontario Land Transfer Tax: $9,746. First-time Toronto home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Toronto

Frequently Asked Questions about 109 Front Street, Unit 440, Toronto, ON

Q.What is the asking price for 109 Front Street, Unit 440, Toronto, ON ?

The current listing price for 109 Front Street, Unit 440, Toronto, ON in Waterfront Communities C8, Toronto is $419,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 1 bathroom across approximately 0-499 sqft.

Q.What property type and architectural style is 109 Front Street, Unit 440, Toronto, ON ?

109 Front Street, Unit 440, Toronto, ON is a Condo Apartment (Apartment) featuring a None basement.

Q.What key property features does 109 Front Street, Unit 440, Toronto, ON offer?

Key property features include: Public Transit, Hospital, Library.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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109 Front Street, Unit 440, Toronto, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterfront Communities C8, Toronto

SAFETY RATING8.2 / 10
Low Incident Area
Total Annual Incidents344 incidents / yr
Average Per Month28.7 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

161 assaults (45.0/100k)

Property Security
Low

43 B&E (40.0/100k)

Auto Theft Risk
Low Risk

60 thefts (45.0/100k)

1-Year Trend
▼ 5.5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Toronto Police Service (TPS) ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 109 Front Street E 440, Toronto, ON M5A 4P7

Estimated Sales Range
$399,000 - $412,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Toronto.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Toronto Municipal Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$9,746

About Purchasing a Home in Toronto, ON

For a property listed at $419,900 in Toronto, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. Since the property is located in Toronto, a municipal land transfer tax of $4,873 also applies, bringing the total estimated land transfer taxes to $9,746.

Similar Listings in Waterfront Communities C8, Toronto

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Waterfront Communities C8, Toronto Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterfront Communities C8, Toronto.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$801,851

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Waterfront Communities C8, Toronto

Elementary Schools

Downtown Alternative
Public85 Lower Jarvis Street, Toronto, Ontario, M5E 1R8
8.0
Market Lane
Public246 The Esplanade, Toronto, Ontario, M5A 4J6
5.1
Brown
Public3 Lower Jarvis Street, Toronto, Ontario, M5E 1Z2
7.0
Gabrielle-Roy
Public14 Pembroke Street, Toronto, Ontario, M5A 2N7
8.9
Nelson Mandela Park
Public440 Shuter Street, Toronto, Ontario, M5A 1X6
1.6

Secondary Schools

Collège Français
Public100 Carlton Street, Toronto, Ontario, M5B 1M3
9.0
Jarvis
Public495 Jarvis Street, Toronto, Ontario, M4Y 2G8
4.1

Waterfront Communities C8, Toronto Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$419,900

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