197 Queen Street, Trent Hills, ON

$439,000
MLS#:X13235202
3 beds
1 baths
< 700 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Campbellford. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $439,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 231 x 33.32 ft lot
  • 1.0 total parking spaces available
  • Notable attributes: Other
  • Efficient other heating via gas

Description

Discover the perfect blend of waterfront serenity and small-town charm with this beautifully renovated TrentRiver retreat. Boasting over 200 feet of pristine waterfront, this exceptional property offers the flexibility ofyear-round living or the ultimate weekend escape.Ideally situated on the edge of Campbellford, you'll enjoy the rare convenience of being able to walk or cycle tothe town's many amenities while still feeling worlds away in your own private riverside haven.Small in size yet rich in lifestyle, this inviting property is designed for those who appreciate making the most ofevery moment. Spend your days paddleboarding, kayaking, boating, fishing, or swimming from your ownshoreline, then unwind on the expansive deck as boats drift peacefully along the river and spectacular sunsetspaint the sky.Outdoor enthusiasts will love the endless trails and natural beauty of nearby Ferris Provincial Park, whileculture and entertainment are always within easy reach. Enjoy acclaimed performances at Westben Theatre,catch a film at the Aron Cinema, indulge in treats from Canada's famous Dooher's Bakery, or take advantageof the town's excellent amenities, including a new YMCA, hospital, charming restaurants, boutique shops, andessential services.Whether you're seeking a tranquil waterfront residence, a four-season getaway, or an investment in a vibrantand growing community, this captivating Trent River property offers a lifestyle that is simply unmatched.

Upcoming Open Houses

Saturday, July 11, 202612:00 PM - 2:00 PMPublic
Sunday, July 12, 202612:00 PM - 2:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementNone
Lot Size231 × 33.32 Feet
CountyNorthumberland
Annual Tax$2,358.14
Legal DescriptionLT 78-80 BLK G QUEEN ST PL 112 CAMPBELLFORD EXCEPT CL59982; TRENT HILLS

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingNone

Features

Property Features

Beach, Fenced Yard, Waterfront, River/Stream

Interior Features

Other

Security Features

Community Features

Location

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197 Queen Street, Trent Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 197 Queen Street, Trent Hills, ON K0L 1L0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Trent Hills.

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Interest Rate5.25%
Down Payment$21,950 (5.0%)
* Minimum Canadian down payment required for this price is $21,950.
Amortization Period25 Years
Estimated Monthly Payment$2,485Based on a loan of $417,050 over 25 years.
Purchase Price$439,000
Loan Amount$417,050
Provincial Land Transfer Tax:$5,255
Total Estimated Closing Taxes:$5,255

About Purchasing a Home in Trent Hills, ON

For a property listed at $439,000 in Trent Hills, the legal minimum down payment is $21,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,255 for this transaction. As this listing is in Trent Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,255.

Nearby Listings

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No current listings found in Trent Hills.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Campbellford, Trent Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$661,865

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.