295 Wall Street, Warwick, ON

$324,900
MLS#:X9300923
3 beds
1 baths
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Watford. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $324,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 97 x 246.2 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Other, Water Heater Owned
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

This century home has GREAT POTENTIAL for the handy man or those wanting a project! Featuring two natural gas fireplaces, main floor laundry, enclosed sun porch, large front porch to enjoy your morning coffee and extensive 97 x 246 lot for your kids & pets to play; including large shed for storage. The main floor of this 1.5 storey home is full of character with its custom-made hickory cupboards, built-ins, and maple trim. Upper level is where your TLC comes into play and also has rough in for additional bathroom. Ideal location for the Sarnia or London commuter with Hwy 402 close by; surrounded by all the amenities you may need.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date9/4/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size97 × 246.2 Feet
CountyLambton
Annual Tax$1,422
Legal DescriptionPT LT D PL 8 WATFORD AS IN L766710; WARWICK

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Library, Park, Place Of Worship, Rec./Commun.Centre, School, Wooded/Treed

Interior Features

Other, Water Heater Owned

Security Features

Community Features

Location

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295 Wall Street, Warwick, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 295 Wall Street, Warwick, ON N0M 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Warwick.

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Interest Rate5.25%
Down Payment$16,245 (5.0%)
* Minimum Canadian down payment required for this price is $16,245.
Amortization Period25 Years
Estimated Monthly Payment$1,839Based on a loan of $308,655 over 25 years.
Purchase Price$324,900
Loan Amount$308,655
Provincial Land Transfer Tax:$3,349
Total Estimated Closing Taxes:$3,349

About Purchasing a Home in Warwick, ON

For a property listed at $324,900 in Warwick, the legal minimum down payment is $16,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,349 for this transaction. As this listing is in Warwick (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,349.

Nearby Listings

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No current listings found in Warwick.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watford, Warwick.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$793,438

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.