391 Victoria Street, Warwick, ON

$424,900
MLS#:X8471930
4 beds
1 baths
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Watford. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $424,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Premium 66.19 x 132.39 ft lot size
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient radiant heating via other

Description

Welcome to 391 Victoria St! This century brick home offers loads of charm with many updates. The open concept kitchen, living and dining area offers a great space for living and entertaining. There is conveniently located main floor laundry. There are 4 bedrooms upstairs allowing space for a growing family or office space to work from home. There is a 7-seat hot tub located on the back deck, nice size yard and fire pit area ready for your outdoor entertaining needs. Enjoying morning coffee in the enclosed front covered porch is also an option. There is a full basement which is unfinished offering plenty of storage space. There is also a shed outside for outdoor storage needs. This home is located across from an elementary school and close to shopping. Watford offers great highway access to 401, and amenities including an updated arena and a friendly growing community. Book your showing today to see this charming home!

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Property Summary

This detached home located at 391 Victoria Street, Warwick is currently for sale and has been available on SousaSells for 752 days. This property is listed at $424,900 with an estimated mortgage of $1,414* per month. It has 4 beds, 1 bathroom, and is unknown square feet. 391 Victoria Street, Warwick is in the Watford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 19, 2024
Sold price information is available to members only
Listed Date6/24/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementUnfinished
Lot Size66.19 × 132.39 Feet
CountyLambton
Annual Tax$1,849
Legal DescriptionPT LT 12-13 PL 9 WATFORD DESIGNATED PT 1 PLAN 25R9502; WARWICK

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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391 Victoria Street, Warwick, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 391 Victoria Street, Warwick, ON N0M 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Warwick.

Configure Loan Settings

Interest Rate4.00%
Down Payment$127,470 (30.0%)
* Minimum Canadian down payment required for this price is $21,245.
Amortization Period30 Years
Estimated Monthly Payment$1,414Based on a loan of $297,430 over 30 years.
Purchase Price$424,900
Loan Amount$297,430
Provincial Land Transfer Tax:$4,973
Total Estimated Closing Taxes:$4,973

About Purchasing a Home in Warwick, ON

For a property listed at $424,900 in Warwick, the legal minimum down payment is $21,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,973 for this transaction. As this listing is in Warwick (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,973.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watford, Warwick.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,832

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.