405 Victoria Street, Warwick, ON

$524,900
MLS#:X11891567
3 beds
1 baths
10.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 19, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Watford. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Premium 66 x 332 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Carpet Free, Floor Drain, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This charming bungalow is situated in a delightful small town located between Sarnia & London within close proximity to Lake Huron making it perfect for commuters and locals alike. The home features a spacious and inviting layout with two generously sized bedrooms on the main floor and a beautifully updated kitchen & bathroom plus so much more! The modern kitchen is a chefs dream, boasting a large center island, ideal for meal prep or gathering with family and friends, plus under cabinet lighting & loads of storage. The living room is a bright and cozy retreat with expansive windows that flood the space with natural light, a wood-burning fireplace, and built-in shelving for added character and storage. Main floor laundry & spacious mud-room entry is a bonus! A staircase leads to an unfinished attic space, offering endless possibilities to expand your living area or create your dream hideaway. The finished basement includes a bar area, perfect for entertaining, a third bedroom (window size is not to code) with attached roughed-in 2nd bathroom. Step out the kitchen doors onto the huge deck with a 15 x 15ft covered area & salt water heated above ground pool. For hobbyists or car enthusiasts, the 20 x 30 ft (approx.) detached garage/workshop with hydro & propane hookup is where you will want to be! The expansive 66 x 332 ft lot provides plenty of space for the kids & pets to play and has ample parking for 10+ vehicles, plus plenty of space for an RV or other recreational toys. This property offers the perfect blend of small-town charm, modern living, and space for all the things you love to do. New sump pump in 2021. Room measurements as per floor plan in photos.

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Property Summary

This detached home located at 405 Victoria Street, Warwick is currently for sale and has been available on SousaSells for 582 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 3 beds, 1 bathroom, and is unknown square feet. 405 Victoria Street, Warwick is in the Watford neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 19, 2025
Sold price information is available to members only
Listed Date12/12/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Vinyl Siding
BasementFinished
Lot Size66 × 332 Feet
CountyLambton
Annual Tax$2,575.27
Legal DescriptionPART PARK LOT 1, PLAN 6 WATFORD, BEING PART 1 ON 25R7327, WARWICK

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Carpet Free, Floor Drain, Primary Bedroom - Main Floor, Sump Pump

Security Features

Other

Community Features

Location

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405 Victoria Street, Warwick, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 405 Victoria Street, Warwick, ON N0M 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Warwick.

Configure Loan Settings

Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in Warwick, ON

For a property listed at $524,900 in Warwick, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Warwick (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watford, Warwick.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$656,832

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.