489 Rachel Street, Warwick, ON

$359,000
MLS#:X13586986
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Watford. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $359,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 99 x 132 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump, Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

489 Rachel welcomes you with a spacious covered front porch that offers year round curb appeal, and a cozy place to watch the world go by. This move-in ready home is rich with original details and charm. Inside, you'll find shining hardwood floors, distinctive trim, classic French doors, and built-in cabinetry through out. The eat-in kitchen offers a functional layout, and lots of storage with excellent potential for future modernization. The living room and family room are filled with natural light, and are generously sized. The sun room is a bright space that leads out to your two-tiered deck with natural gas BBQ. This over-sized tree lined lot (99'x 132') offers a perfect setting for entertaining, gardening, or simply unwinding in your own green space. Enjoy a family friendly neighborhood within walking distance to schools, stores and restaurants. Enjoy small town living with all the amenities, including YMCA, arena, parks, dog parks, and so much more. Minutes to the 402, with easy access to Sarnia and London. High Speed Internet.

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Property Summary

This detached home located at 489 Rachel Street, Warwick is currently for sale and has been available on SousaSells for 13 days. This property is listed at $359,000 with an estimated mortgage of $1,195* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 489 Rachel Street, Warwick is in the Watford neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Watford, Warwick.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Warwick.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementUnfinished
Lot Size99 × 132 Feet
CountyLambton
Annual Tax$1,449
Legal DescriptionPT LT 8-9 PL 3 WATFORD AS IN L880889; WARWICK

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

  • Arts Centre
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School Bus Route
  • School

Interior Features

  • Sump Pump
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 489 Rachel Street, Warwick, ON

Q.What is the asking price for 489 Rachel Street, Warwick, ON ?

The current listing price for 489 Rachel Street, Warwick, ON in Watford, Warwick is $359,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 489 Rachel Street, Warwick, ON ?

489 Rachel Street, Warwick, ON is a Detached (1 1/2 Storey) featuring a Unfinished basement.

Q.What key property features does 489 Rachel Street, Warwick, ON offer?

Key property features include: Arts Centre, Park, Place Of Worship, Rec./Commun.Centre, School Bus Route, School.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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489 Rachel Street, Warwick, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 489 Rachel Street, Warwick, ON N0M 2S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Warwick.

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Interest Rate4.00%
Down Payment$107,700 (30.0%)
* Minimum Canadian down payment required for this price is $17,950.
Amortization Period30 Years
Estimated Monthly Payment$1,195Based on a loan of $251,300 over 30 years.
Purchase Price$359,000
Loan Amount$251,300
Provincial Land Transfer Tax:$3,860
Total Estimated Closing Taxes:$3,860

About Purchasing a Home in Warwick, ON

For a property listed at $359,000 in Warwick, the legal minimum down payment is $17,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,860 for this transaction. As this listing is in Warwick (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,860.

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Watford, Warwick Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watford, Warwick.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,718,322

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Watford, Warwick

Elementary Schools

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Secondary Schools

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Watford, Warwick Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.