138 45th Street, Wasaga Beach, ON

$624,000
MLS#:S13609678
4 beds
3 baths
2500-3000 sqft
8.0 parking
Residential Freehold
138 45th Street N, Wasaga Beach, ON L9Z 1Z2

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Wasaga Beach. Expertly crafted featuring premium aluminum siding and brick front construction, this residence presents an exceptional opportunity offered at $624,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 50 x 150 ft lot
  • Features a finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Built-In Oven, In-Law Capability, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 138 45th Street North, ideally located in the heart of Wasaga Beach. This spacious home offers the perfect blend of convenience and coastal living, just minutes from the sandy shoreline and within walking distance to shopping, restaurants, parks, and everyday amenities. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers incredible flexibility.Inside, you'll find a bright and inviting layout with generous living spaces and plenty of natural light. The open living and dining areas create a comfortable setting for entertaining or relaxing, while the kitchen offers ample storage and convenient access to the backyard. The lower level features updated flooring and provides additional living space with excellent potential for multi-generational living or the possibility of a second unit.Situated on a generous lot with ample parking, this home is located in a family-friendly neighbourhood close to schools, trails, and public transit. Spend your days enjoying nearby beaches, shopping, and restaurants, all just moments from your door.Whether you're seeking lifestyle, convenience, or investment potential, this Wasaga Beach home delivers the best of it all.

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Property Summary

This detached home located at 138 45th Street, Wasaga Beach is currently for sale and has been available on SousaSells for 10 days. This property is listed at $624,000 with an estimated mortgage of $2,077* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 138 45th Street, Wasaga Beach is in the Wasaga Beach neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Wasaga Beach, Wasaga Beach.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Wasaga Beach, Wasaga Beach.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick Front
BasementFinished with Walk-Out, Separate Entrance
Lot Size50 × 150 Feet
CountySimcoe
Annual Tax$4,144
Legal DescriptionPT LT 34 CON 1 NOTTAWASAGA AS IN RO1124922; WASAGA BEACH

Parking & Garage

Parking Total8.0
Parking Space8
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Built-In Oven
  • In-Law Capability
  • In-Law Suite
  • Water Heater Owned
  • Water Meter

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 138 45th Street, Wasaga Beach, ON

Q.What is the asking price for 138 45th Street, Wasaga Beach, ON ?

The current listing price for 138 45th Street, Wasaga Beach, ON in Wasaga Beach, Wasaga Beach is $624,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 138 45th Street, Wasaga Beach, ON ?

138 45th Street, Wasaga Beach, ON is a Detached (2-Storey) featuring a Finished with Walk-Out, Separate Entrance basement.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, In-Law Capability, In-Law Suite, Water Heater Owned, Water Meter.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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138 45th Street, Wasaga Beach, ON

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Property History

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Pricing & Value Insights

Data-driven valuation for 138 45th Street N, Wasaga Beach, ON L9Z 1Z2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wasaga Beach.

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Interest Rate4.00%
Down Payment$187,200 (30.0%)
* Minimum Canadian down payment required for this price is $37,400.
Amortization Period30 Years
Estimated Monthly Payment$2,077Based on a loan of $436,800 over 30 years.
Purchase Price$624,000
Loan Amount$436,800
Provincial Land Transfer Tax:$8,955
Total Estimated Closing Taxes:$8,955

About Purchasing a Home in Wasaga Beach, ON

For a property listed at $624,000 in Wasaga Beach, the legal minimum down payment is $37,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,955 for this transaction. As this listing is in Wasaga Beach (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,955.

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Wasaga Beach, Wasaga Beach Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wasaga Beach, Wasaga Beach.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,008,008

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Wasaga Beach, Wasaga Beach

Elementary Schools

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Secondary Schools

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Wasaga Beach, Wasaga Beach Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.