106 Laurel Street, Waterloo, ON

$600,000
MLS#:X12921368
3 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $600,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 69.99 x 132 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

There's a feeling you get the moment you step inside 106 Laurel Street, the kind of warmth that tells you you're home. A charming brick house on a spacious corner lot in Preston North; the kind of place that immediately feels welcoming, and a layout that makes everyday living easy and comfortable. The main floor offers a bright, open flow, anchored by a cozy gas fireplace and an inviting show-stopping kitchen featuring a 10-foot quartz island, where family and friends naturally gather. It's a space made for morning coffee, shared meals, and homework. The simple moments that make a house feel like home. Upstairs, two comfortable bedrooms and an updated washroom create a peaceful retreat. The lower level adds flexibility with a rec room and an additional bedroom that works well as a guest room, office, or hobby space. Step outside to a fully fenced yard with a raised deck and lower patio area, perfect for summer evenings, barbecues, or watching kids and pets play, with room to grow, garden, or simply enjoy the outdoors. The neighbourhood adds to the appeal. You're just a short walk from the Speed River, Linear Trail, and Riverside Park, offering beautiful natural spaces for walking, biking, and unwinding. King Street's shops, restaurants, and Dairy Queen are close by, making errands and treats an easy stroll. 106 Laurel is warm, comfortable, and ready to welcome you home. RSA.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 8, 2026
Sold price information is available to members only
Listed Date3/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Full
Lot Size69.99 × 132 Feet
CountyWaterloo
Annual Tax$4,103.7
Legal DescriptionLT 59 PL 69 CAMBRIDGE; PT LT 60 PL 69 CAMBRIDGE AS IN WS674240; CAMBRIDGE

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Place Of Worship, Public Transit, Rec./Commun.Centre

Interior Features

Water Softener

Security Features

Community Features

Location

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106 Laurel Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 Laurel Street, Waterloo, ON N3H 3Y4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$35,000 (5.8%)
* Minimum Canadian down payment required for this price is $35,000.
Amortization Period25 Years
Estimated Monthly Payment$3,367Based on a loan of $565,000 over 25 years.
Purchase Price$600,000
Loan Amount$565,000
Provincial Land Transfer Tax:$8,475
Total Estimated Closing Taxes:$8,475

About Purchasing a Home in Waterloo, ON

For a property listed at $600,000 in Waterloo, the legal minimum down payment is $35,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,475.

Nearby Listings

Distance:

No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$799,407

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.