107 Allen Street, Waterloo, ON

$999,900
MLS#:X12159524
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 44 x 120 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, Water Purifier
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 107 Allen St W, this timeless home sits in a prestigious and highly sought after neighbourhood in vibrant Uptown Waterloo. The picturesque view of the street surrounded by dazzling flowers and magnificent trees can be enjoyed on the cozy covered front porch. Inside, the architectural integrity and enduring style have been maintained with classic hardwood throughout, a bright and spacious Euro-style kitchen with a powder room off the pantry and french doors to the fenced back yard and detached garage. The kitchen opens to the charming living/dining room, filled with natural light from plenty of oversized windows and natural wood trim.Upstairs you will find 3 large bedrooms and a renovated bathroom with a claw tub and glass walk-in shower. The 3rd bedroom is currently being used as a second living room-with a private balcony facing the stunning trees in the backyard. This room has an incredible fully finished loft just up a few more stairs that overlooks the 3rd bedroom, a unique feature that you will absolutely love. The basement is full sized with a seperate entrance, partially finished with a laundry room and 3 pce bath, just awaiting your finishing touches. Sliding doors from the main floor living room take you into your private sanctuary that is your fully fenced and beautifully landscaped backyard where you can relax and enjoy any time of the day. This home is located in park heaven, with 4 parks and a long list of recreation facilities within a 20 minute walk from this address, with excellent assigned and local public schools very close to this home, your kids will get a great education in the neighbourhood. Public transit is at this home's doorstep for easy travel around the city. This is a rare opportunity to own a home with this charm, walkability and culture, with many big ticket updates such as metal roof, plumbing, and electrical, furnace and a/c and 3 composite decks

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Property Summary

This detached home located at 107 Allen Street, Waterloo is currently for sale and has been available on SousaSells for 424 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 107 Allen Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 28, 2025
Sold price information is available to members only
Listed Date5/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished
Lot Size44 × 120 Feet
CountyWaterloo
Annual Tax$6,910
Legal DescriptionSee Geo

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Softener, Water Purifier

Security Features

Community Features

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Location

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107 Allen Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Allen Street W, Waterloo, ON N2L 1E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Waterloo, ON

For a property listed at $999,900 in Waterloo, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,141

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.