107 Roger Street, Unit 101, Waterloo, ON

$409,900
MLS#:X12983876
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $409,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Water Heater, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments. - Welcome to your ideal urban retreat, perfectly situated in the heart of Uptown Waterloo. This beautifully designed 2-bedroom, 1-bathroom condo offers the perfect blend of style, comfort, and unbeatable location - ideal for professionals, students, or investors looking to be at the center of it all. Step inside and be greeted by luxury vinyl plank flooring that flows seamlessly throughout the space, creating a modern and cohesive feel. Large, bright windows flood the unit with natural light, creating a warm, welcoming ambiance. The kitchen is a true highlight, featuring sleek quartz countertops that add both beauty and durability to your culinary experience. Both bedrooms are equipped with walk in closets, providing ample storage and comfort. Enjoy your morning coffee or unwind after a long day on your private ground-level balcony, offering a cozy outdoor escape. This location simply can't be beat. Just minutes from the University of Waterloo, Wilfrid Laurier University, and steps to the LRT, you'll enjoy quick, car-free access to Downtown Kitchener, local restaurants, boutique shops, the hospital, and Spur Line Trail. Whether you're commuting, grabbing a bite, or enjoying the outdoors, everything you need is right at your doorstep. Don't miss this rare opportunity to own a stylish condo in one of Waterloo Region's most sought-after communities.

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Property Summary

This condo apartment located at 107 Roger Street, Waterloo is currently for sale and has been available on SousaSells for 98 days. This property is listed at $409,900 with an estimated mortgage of $1,364* per month. It has 2 beds, 1 bathroom, and is 800-899 square feet. 107 Roger Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date4/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyWaterloo
Annual Tax$4,250

Parking & Garage

Parking Spaces1.0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Park, Public Transit, Golf, Lake/Pond, Place Of Worship

Interior Features

Water Heater, Built-In Oven

Security Features

Community Features

Virtual Tours

Location

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107 Roger Street, Unit 101, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Roger Street 101, Waterloo, ON N2J 1A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$122,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,495.
Amortization Period30 Years
Estimated Monthly Payment$1,364Based on a loan of $286,930 over 30 years.
Purchase Price$409,900
Loan Amount$286,930
Provincial Land Transfer Tax:$4,673
Total Estimated Closing Taxes:$4,673

About Purchasing a Home in Waterloo, ON

For a property listed at $409,900 in Waterloo, the legal minimum down payment is $20,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,673 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,568

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.