108 Clearwater Crescent, Waterloo, ON

$807,500
MLS#:X13103580
3 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $807,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 52.89 x 107.97 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Nestled in the highly sought-after Lakeshore North community, this beautifully maintained 2-storey home offers the perfect blend of comfort, functionality, and lifestyle. Featuring 3 spacious bedrooms, 2 bathrooms, and a thoughtfully designed layout, this home is ideal for growing families, professionals, and those who love to entertain. From the upgraded vinyl flooring throughout portions of the main floor to the seamless walk-through kitchen design, every detail has been curated to enhance the natural flow of the home-making everyday living and hosting effortless. Beyond the cosmetic upgrades, this home has also been mechanically updated over the years, offering buyers peace of mind and truly worry-free ownership. The pride of ownership is evident throughout, making this a move-in-ready opportunity in one of Waterloo's most desirable neighbourhoods. The heart of the home opens into inviting living and dining spaces perfect for gatherings with family and friends, while the fully finished basement offers endless versatility-whether you envision a yoga studio, recreation room, home gym, workshop, or additional entertaining space. Step outside to enjoy a beautifully private backyard retreat, ideal for summer evenings, barbecues, or relaxing in peace. Located just minutes from the highway, top-rated dining, gyms, shopping, and both universities, this home delivers unbeatable convenience in an area known for its strong community feel, mature surroundings, and exceptional accessibility. Complete with a double-car garage, fantastic layout for entertaining, and extensive updates throughout, this is a rare opportunity to own a turn-key home in the coveted Lakeshore North neighbourhood.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusTerminated
Listed Date5/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size52.89 × 107.97 Feet
CountyWaterloo
Annual Tax$4,711
Legal DescriptionLT 416 PL 1459 CITY OF WATERLOO; S/T 651737; WATERLOO

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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108 Clearwater Crescent, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 108 Clearwater Crescent, Waterloo, ON N2V 1L8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$55,750 (6.9%)
* Minimum Canadian down payment required for this price is $55,750.
Amortization Period25 Years
Estimated Monthly Payment$4,480Based on a loan of $751,750 over 25 years.
Purchase Price$807,500
Loan Amount$751,750
Provincial Land Transfer Tax:$12,625
Total Estimated Closing Taxes:$12,625

About Purchasing a Home in Waterloo, ON

For a property listed at $807,500 in Waterloo, the legal minimum down payment is $55,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,625 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,625.

Nearby Listings

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No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$799,114

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.