112 Union Street, Unit 14, Waterloo, ON

$399,790
MLS#:X13592504
1 beds
1 baths
700-799 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Stacked Townhouse condo townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $399,790 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 700-799 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Union Crossing in Waterloo, where modern style and everyday convenience come together in this beautifully appointed stacked townhouse. Thoughtfully designed with an open-concept layout, this bright and inviting home offers contemporary finishes and comfortable living in an unbeatable location. The spacious living area flows seamlessly into a sleek, modern kitchen featuring stainless steel appliances, stylish cabinetry, and quality finishes. It's perfect for entertaining or enjoying quiet evenings at home. Durable laminate flooring extends throughout the main living spaces, creating a cohesive and sophisticated feel. The generous primary bedroom serves as a private retreat with a walk-in closet and convenient man door access to the elegant 4-pc bathroom. Additional highlights include in-suite stacked laundry, plus excellent storage with pantry and utility closets. Freshly painted with a newer Dishwasher, over the range microwave and clothes washer & dryer. Owned parking spot number ( 3 ) with this unit. Ideally situated just minutes from Waterloo Town Square, public transit, shopping, dining, parks, and everyday amenities, this home offers exceptional convenience for first-time buyers, professionals, downsizers, or investors alike. Don't miss this opportunity to own a stylish, low-maintenance home in the sought-after Union Crossing community. Move in and enjoy modern living in Waterloo.

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Property Summary

This townhouse located at 112 Union Street, Waterloo is currently for sale and has been available on SousaSells for 21 days. This property is listed at $399,790 with an estimated mortgage of $1,331* per month. It has 1 bed, 1 bathroom, and is 700-799 square feet. 112 Union Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Waterloo.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-799 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Waterloo.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
700-799 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural StyleStacked Townhouse
ConstructionVinyl Siding, Stone
BasementNone
CountyWaterloo
Annual Tax$2,822

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • School
  • Public Transit

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 112 Union Street, Unit 14, Waterloo, ON

Q.What is the asking price for 112 Union Street, Unit 14, Waterloo, ON ?

The current listing price for 112 Union Street, Unit 14, Waterloo, ON in Waterloo is $399,790.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 1 bathroom across approximately 700-799 sqft.

Q.What property type and architectural style is 112 Union Street, Unit 14, Waterloo, ON ?

112 Union Street, Unit 14, Waterloo, ON is a Condo Townhouse (Stacked Townhouse) featuring a None basement.

Q.What key property features does 112 Union Street, Unit 14, Waterloo, ON offer?

Key property features include: School, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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112 Union Street, Unit 14, Waterloo, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 112 Union Street E B105, Waterloo, ON N2J 1C5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$119,937 (30.0%)
* Minimum Canadian down payment required for this price is $19,990.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,853 over 30 years.
Purchase Price$399,790
Loan Amount$279,853
Provincial Land Transfer Tax:$4,472
Total Estimated Closing Taxes:$4,472

About Purchasing a Home in Waterloo, ON

For a property listed at $399,790 in Waterloo, the legal minimum down payment is $19,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,472 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,472.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$788,288

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Empire
Public83 Empire Street, Waterloo, Ontario, N2L 2M1
6.3
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.