
Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick front construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Over $3100 of monthly gross income available here! Discover a rare opportunity in Waterloo's sought-after Beechwood/University district-a fully licensed 5-bedroom freehold (no condo fees) townhouse that's been thoughtfully modernized and maintained - ideal for today's parent-buyers and savvy investors. Perfectly positioned to target University of Waterloo students, 113 Churchill offers the ideal blend of location, lifestyle, and long-term value. Whether you're securing a safe, comfortable home for your university-bound child or adding a high-performing asset to your portfolio, this property stands out from the rest. Inside, you'll find a custom, modern Heart & Home kitchen-a rare upgrade in this neighbourhood-paired with modern vinyl plank flooring throughout the main and second levels. A beautifully updated four-piece bathroom with a Maax one-piece tub surround, fresh finishes, and a functional layout create a bright, welcoming environment for students and young professionals alike. Five furnished bedrooms provide flexibility for parent-buyers who want their child to live with friends, while investors will appreciate the licensed (City approved) layout. Major capital improvements-including a Payne high-efficiency furnace (2015), new roof (2016), new windows (2016), and a new water heater (2024) water heater-deliver peace of mind for years to come. The basement features a convenient two-piece bath, laundry area, and access to the single-car garage. Outside, a private backyard offers space to unwind, study, or gather with friends. With the ability to provide vacant possession, this home is move-in ready for September or January intakes-an exceptional advantage for parent-buyers navigating tight timelines. A modernized, licensed, turnkey 5-bedroom home in one of Waterloo's most reliable student corridors-113 Churchill is the opportunity you've been waiting for.
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This townhouse located at 113 Churchill Street, Waterloo is currently for sale and has been available for 3 days. This property is listed at $525,000 with an estimated mortgage of $1,748* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 113 Churchill Street, Waterloo
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.
Growing families needing multi-bedroom flexibility and space in Waterloo.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Waterloo or researching Waterloo real estate for sale, this 5-bedroom att/row/townhouse at 113 Churchill Street, Waterloo, ON offers an exceptional opportunity to buy a home in Waterloo, Ontario. Whether you are a first-time Waterloo home buyer or comparing active Waterloo MLS® homes for sale, working with a dedicated Waterloo buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Waterloo real estate listings, compare active Waterloo houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Waterloo realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $1,748*/month*. Estimated Ontario Land Transfer Tax: $6,975. First-time Waterloo home buyers may qualify for up to $8,475 in rebates.
The current listing price for 113 Churchill Street, Waterloo, ON in Waterloo is $525,000.
This property features 5 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.
113 Churchill Street, Waterloo, ON is a Att/Row/Townhouse (2-Storey) featuring a Finished basement.
Key property features include: Place Of Worship, Public Transit, School.
Interior highlights include: Carpet Free.
Yes, this property offers parking space for 2.0 vehicles (Attached).
Heating is provided via Gas and cooling via Central Air.
Waterloo, Waterloo
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 113 Churchill Street, Waterloo, ON N2L 2X1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $525,000 in Waterloo, the legal minimum down payment is $27,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,975 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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