Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $630,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
** SOLD . AWAITING DEPOSIT** Welcome to this charming 1 1/2 storey home, full of warmth, character, and thoughtful updates - the kind of place that instantly feels like home. Built in 1927 and beautifully refreshed, this 3-bedroom, 2-bath gem blends timeless charm with modern comfort.Fresh paint throughout, new front, patio and back doors, updated electrical and plumbing, and newer windows offer peace of mind. Cozy living spaces invite you to slow down and settle in. The fiberglass tub keeps baths warmer longer - perfect for relaxing evenings after a busy day. Step outside and you'll fall in love with the lifestyle as much as the house. Here you'll discover a backyard made for enjoying every season. A deck just off the dining room is perfect for morning coffee or summer BBQs, while a second, more private deck tucked further into the yard offers a quiet retreat - ideal for reading, entertaining, or simply soaking up the outdoors. The yard backs directly onto the Spur Line Trail, giving you instant access to walking and cycling, and in the warmer months you can stroll down the street to the beloved weekend market.With the hospital, shopping, and everyday amenities close by, this location offers both convenience and community.Full of charm inside and out, this is a home where life feels just a little slower and a lot sweeter.
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This detached home located at 116 Waterloo Street, Waterloo is currently for sale and has been available on SousaSells for 157 days. This property is listed at $630,000 with an estimated mortgage of $2,097* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 116 Waterloo Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, Hospital, Park, Public Transit
Auto Garage Door Remote, Carpet Free, Water Softener
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This could be the first listing for this address.
Data-driven valuation for 116 Waterloo Street, Waterloo, ON N2J 1X9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $630,000 in Waterloo, the legal minimum down payment is $38,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,075 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,075.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.