144 Park Street, Unit 5, Waterloo, ON

$635,000
MLS#:X10422166
2 beds
2 baths
1000-1199 sqft
1.0 parking
Residential Condo & Other
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Property no longer active

This property was sold on January 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $635,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1000-1199 sqft
  • 1.0 total parking spaces available
  • Notable attributes: Auto Garage Door Remote, Guest Accommodations, Intercom
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Spectacular tree top and city views in an Executive Building with Concierge on Site in the heart of Uptown Waterloo. This bright corner unit with 2 Bedrooms + Office, Den, Craft room and 2 full Bathrooms is sure to impress. 9" ceilings and expansive windows in all living areas. Open concept Kitchen with "espresso" stained cabinets, exquisite Italian ceramic backsplash, quartz countertops and a breakfast bar peninsula. The bright Living room showcases engineered hardwood, a wall of windows and a private balcony with stunning, unobstructed city views. The large Primary Bedroom features a double closet and a private 4 pc. in-suite bathroom. Good size 2nd bedroom and main 4 pc bathroom. Laundry room with storage. The unit includes secured underground parking (EV Chargers permitted) and a storage locker. Condo fees include everything except hydro. Building's upscale amenities offer an extensive roof top patio/ garden, party room, theatre room, fitness room, overnight guest suit, visitor parking and concierge service. Enjoy the city's vibrant atmosphere with this accessible urban retreat steps from the LRT, shops, restaurants, services, Waterloo Park, Universities and more. Very flexible closing.

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Property Summary

This condo apartment located at 144 Park Street, Waterloo is currently for sale and has been available on SousaSells for 631 days. This property is listed at $635,000 with an estimated mortgage of $2,114* per month. It has 2 beds, 2 bathrooms, and is 1000-1199 square feet. 144 Park Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1000-1199 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJanuary 17, 2025
Sold price information is available to members only
Listed Date10/25/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Concrete
BasementNone
CountyWaterloo
Annual Tax$4,962.76

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Hospital, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

Auto Garage Door Remote, Guest Accommodations, Intercom

Security Features

Community Features

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Location

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144 Park Street, Unit 5, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 144 Park Street 1005, Waterloo, ON N2L 0B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$190,500 (30.0%)
* Minimum Canadian down payment required for this price is $38,500.
Amortization Period30 Years
Estimated Monthly Payment$2,114Based on a loan of $444,500 over 30 years.
Purchase Price$635,000
Loan Amount$444,500
Provincial Land Transfer Tax:$9,175
Total Estimated Closing Taxes:$9,175

About Purchasing a Home in Waterloo, ON

For a property listed at $635,000 in Waterloo, the legal minimum down payment is $38,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,175 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,100

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.