145 Columbia Street, Unit 1925, Waterloo, ON

$448,999
MLS#:X13145440
2 beds
1 baths
500-599 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $448,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Wheelchair Access
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to Society 145 - one of Waterloo's most sought-after luxury condo apartments. This is a stunning high-floor residence offering breathtaking city views and a modern, functional layout perfect for students, young professionals, or savvy investors seeking strong rental returns. This beautifully appointed unit features an open-concept kitchen and living area with sleek light wood cabinetry, black granite countertops, a breakfast bar, stainless steel appliances, and in-suite stacked washer/dryer - everything a tenant needs from day one. The bright living space is anchored by floor-to-ceiling windows framing impressive skyline views, soaring ceilings with bold dark beam accents, and elegant gold-toned light fixtures that elevate the space. The modern 3-piece bathroom features a frameless glass shower and contemporary finishes throughout. Steps from the University of Waterloo and Wilfrid Laurier University, this unit commands exceptional rental demand year-round. You have the option to be managed by Craft Property Group or yourself, this is a truly turnkey investment opportunity. World-Class Building Amenities Include: Fitness Centre with commercial-grade equipment & free weights Full-size indoor Basketball Court Games Room with billiards, foosball, shuffleboard & arcade games Private Study Rooms & Business Lounges In-building retail including Gong Cha & dining options at street level Ample surface parking 24-hour security & keyless entry Don't miss this rare opportunity to own in one of Waterloo's premier addresses!

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Property Summary

This condo apartment located at 145 Columbia Street, Waterloo is currently for sale and has been available on SousaSells for 61 days. This property is listed at $448,999 with an estimated mortgage of $1,495* per month. It has 2 beds, 1 bathroom, and is 500-599 square feet. 145 Columbia Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusPrice Change
Listed Date5/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Concrete
BasementOther
CountyWaterloo
Annual Tax$3,304

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Wheelchair Access

Security Features

Community Features

Location

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145 Columbia Street, Unit 1925, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 W Columbia Street W 1925, Waterloo, ON N2L 0K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,299 over 30 years.
Purchase Price$448,999
Loan Amount$314,299
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Waterloo, ON

For a property listed at $448,999 in Waterloo, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,121

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.