145 Columbia Street, Unit 16, Waterloo, ON

$449,000
MLS#:X13410674
2 beds
1 baths
500-599 sqft
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and concrete construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 500-599 sqft
  • 0.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Investor Alert! Exceptional opportunity to own at Society 145, one of Waterloo's premier condominium communities, ideally located in the heart of the university district. Just steps from the University of Waterloo and Wilfrid Laurier University, this turnkey unit offers strong rental demand and outstanding investment potential. Designed for modern living, the bright open-concept layout features a contemporary kitchen with granite countertops, sleek cabinetry, stainless steel appliances, and a breakfast bar. Floor-to-ceiling windows fill the living space with natural light, while laminate flooring, a media accent wall, and barn-style sliding doors add style and character throughout. The spacious bedroom is complemented by a modern 3-piece bathroom with a glass-enclosed shower and convenient in-suite laundry. A standout feature is the generously sized den that functions as a true second bedroom, complete with a built-in bed and desk, making it ideal for roommates, students, or maximizing rental income. Residents enjoy access to an impressive collection of resort-style amenities, including a state-of-the-art fitness centre, yoga studio, indoor basketball court, sauna, games room, party room, multimedia room, rooftop terrace with panoramic views, business and study lounges, 24-hour security, keyless entry, ample parking, and even a Starbucks located on the main floor. Whether you're an investor, parent seeking student housing, or buyer looking for a low-maintenance urban lifestyle, this is a rare opportunity to own in one of Waterloo's most sought-after condo communities.

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Property Summary

This condo apartment located at 145 Columbia Street, Waterloo is currently for sale and has been available on SousaSells for 40 days. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 2 beds, 1 bathroom, and is 500-599 square feet. 145 Columbia Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
500-599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Concrete
BasementNone
CountyWaterloo
Annual Tax$3,295

Parking & Garage

Parking Spaces0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

Location

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145 Columbia Street, Unit 16, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Columbia Street W 912, Waterloo, ON N2L 0K7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Waterloo, ON

For a property listed at $449,000 in Waterloo, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,516

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.