16 Churchill Street, Waterloo, ON

$789,000
MLS#:X12198589
4 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $789,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40.46 x 143.19 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

THIS IS THE ONE! Welcome to 16 Churchill Street, a 4 Bed, 4 Bath home abundantly offering 2300+ sqft of finished living space and ample 6 Car Parking. Arriving at the property, on the exterior you will appreciate the large private lot, good-sized concrete driveway, mature landscaping, mature trees providing privacy and bird watching, and a back deck with gas hook-up. Heading inside, you are greeted with a large foyer and immaculate, freshly painted interior (2024). The bright living room is open to the large eat-in kitchen, featuring a walk-in pantry, plenty of cabinetry, new quartz countertops, sink & faucet (2023), new dishwasher and range hood (2023) and walkout to the back deck. Heading upstairs, the luxurious primary bedroom is a true retreat complete with a walk-in closet, 5-piece ensuite bathroom, and beautiful views of mature trees. Completing this level are two additional bedrooms and an additional, spacious 4-piece bath. The views from the secondary bedrooms are worth mentioning as one provides a view of sunsets, and the other offers privacy due to the neighbouring home being a bungalow. Heading to the finished basement, you will find a separate entrance, additional 1 bedroom, additional full 3-piece bath, natural gas fireplace and bright family room. The basement offers great in-law suite potential. Additional features of this property include updated lighting (2024), a reverse osmosis system (2023), and owned hot water tank (2022). The prime location of this home cannot be beat with close proximity to walking trails, parks, the University of Waterloo, T & T, Zehrs Complex, and all the amenities the West End has to offer including The Boardwalk, Shoppers Drug Mart Complex, and Costco. Don't miss the virtual tour!

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Property Summary

This detached home located at 16 Churchill Street, Waterloo is currently for sale and has been available on SousaSells for 403 days. This property is listed at $789,000 with an estimated mortgage of $2,626* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 16 Churchill Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 17, 2025
Sold price information is available to members only
Listed Date6/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementSeparate Entrance, Finished
Lot Size40.46 × 143.19 Feet
CountyWaterloo
Annual Tax$5,650
Legal DescriptionPT LT 21 PL 696 PT 2 PL 58R14638; CITY OF WATERLOO

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Sump Pump, Water Heater Owned, Water Softener, Water Treatment

Security Features

Community Features

Virtual Tours

Location

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16 Churchill Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 16 Churchill Street, Waterloo, ON N2L 2X2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$236,700 (30.0%)
* Minimum Canadian down payment required for this price is $53,900.
Amortization Period30 Years
Estimated Monthly Payment$2,626Based on a loan of $552,300 over 30 years.
Purchase Price$789,000
Loan Amount$552,300
Provincial Land Transfer Tax:$12,255
Total Estimated Closing Taxes:$12,255

About Purchasing a Home in Waterloo, ON

For a property listed at $789,000 in Waterloo, the legal minimum down payment is $53,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,255 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,586

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.