162 Esson Street, Waterloo, ON

$1,000,000
MLS#:X12849110
3 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 5 detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,000,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 39.63 x 99.17 ft lot
  • Features a finished, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

OPEN HOUSE SUNDAY MARCH 8TH 2-4PM. Welcome to Old Westmount - where timeless character meets modern construction. Built in 2016, this beautifully finished home offers style, space, & flexibility in one of Old Westmount's most sought-after neighbourhoods. The main residence is thoughtfully designed for comfortable everyday living & effortless entertaining. Fresh blonde hardwood flooring carries throughout the main floor, complementing a crisp, contemporary kitchen complete with white shaker cabinetry, quartz countertops, subway backsplash and generous prep space. The spacious dining area flows seamlessly into an oversized living room, creating an inviting setting for gatherings both large and small. Sliding doors lead to a deck and fully fenced backyard. Upstairs, two well-proportioned secondary bedrooms offer flexibility for family, guests, or home office use, including one with a charming Juliet balcony. A unique optional butler staircase adds character and functionality. The private primary retreat occupies its own level - a true escape - featuring double closets & a 4-piece ensuite bath. The lower level features a separate, self-contained one-bedroom inlaw suite with large windows and impressive ceiling height, creating a bright and welcoming space that feels open rather than typical of a basement. And then there's the lifestyle. Step outside and enjoy the exceptional walkability that defines Old Westmount. You're just minutes from the shops, restaurants, cafés, and vibrant energy of Uptown Waterloo, along with the charm and local favourites of Belmont Village. Grab your morning coffee, meet friends for dinner, or browse boutique shops - all without starting the car. The nearby ION Light Rail Transit makes commuting across the region simple, while access to scenic trails invites evening strolls, bike rides, and weekend walks as part of daily life. Modern build. Income potential. Walkable, connected location. This is the one that checks every box.

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
3
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 13, 2026
Sold price information is available to members only
Listed Date3/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 5
ConstructionBrick, Vinyl Siding
BasementFinished, Separate Entrance, Walk-Up
Lot Size39.63 × 99.17 Feet
CountyWaterloo
Annual Tax$7,823
Legal DescriptionPT LT 283 CITY OF WATERLOO AS IN 948480; WATERLOO

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Place Of Worship, Public Transit

Interior Features

Auto Garage Door Remote, In-Law Suite

Security Features

Community Features

Location

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162 Esson Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 162 Esson Street, Waterloo, ON N2L 1Z8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$200,000 (20.0%)
* Minimum Canadian down payment required for this price is $200,000.
Amortization Period25 Years
Estimated Monthly Payment$4,767Based on a loan of $800,000 over 25 years.
Purchase Price$1,000,000
Loan Amount$800,000
Provincial Land Transfer Tax:$16,475
Total Estimated Closing Taxes:$16,475

About Purchasing a Home in Waterloo, ON

For a property listed at $1,000,000 in Waterloo, the legal minimum down payment is $200,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,475.

Nearby Listings

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No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$798,924

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.