174 Union Street, Waterloo, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $609,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 52 x 117.49 ft lot
- Features a full, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 6.0 total parking spaces available
- Notable attributes: Water Heater
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
PRIME WATERLOO LOCATION - 2 minutes to Uptown Waterloo, 5 minutes to the University district and bordering Kitchener. Owned by the same family for 40 years. This home is in search of it's new owners, specifically owners with a vision for updating and making this home their own. This classical wartime home is larger than it appears and the property features an on-ground pool. This charming 3-bedroom, 2-bathroom, 2-storey home in Waterloo, ON! Conveniently located with easy access to public transportation, shopping, the Centre in the Square, and Highway 7. The main level features a spacious family room with a large window that fills the space with natural light and connects seamlessly to the kitchen and dining area. The kitchen offers ample cabinetry and overlooks the dining space-perfect for family meals and entertaining. A main-floor bedroom and a 4-piece bathroom provide added convenience. Toward the back of the home, you'll find an additional family room with a side entrance and walkout to the backyard. Enjoy the outdoor oasis featuring an on-ground pool surrounded by a large deck-ideal for relaxing or hosting gatherings. The second level offers two spacious bedrooms, while the basement includes a rec room, laundry area, and plenty of storage.
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Property Summary
This detached home located at 174 Union Street, Waterloo is currently for sale and has been available on SousaSells for 260 days. This property is listed at $609,900 with an estimated mortgage of $2,030* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 174 Union Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 174 Union Street E, Waterloo, ON N2J 1C7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Waterloo, ON
For a property listed at $609,900 in Waterloo, the legal minimum down payment is $35,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,673 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.