178 Vermont Street, Waterloo, ON

$699,900
MLS#:X12237530
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 26, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 62 x 107.87 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Water Softener, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A HOME FULL OF CHARM AND ENDLESS POSSIBILITY. Tucked away on a quiet, tree-lined street in one of Waterloo's most established neighbourhoods, this meticulously cared-for brick bungalow is a rare gem, offering timeless charm with room to make it truly your own. From the moment you arrive, the home's classic curb appeal and exposed aggregate driveway set a welcoming tone. Inside, a bright and airy living room greets you with a large picture window that fills the space with natural light and warmth. The layout flows effortlessly into a cheerful dining area, where sliding patio doors open to your backyard-lush, lush and complete with a raised deck perfect for quiet mornings, family BBQs, or relaxing under the trees. The kitchen offers generous cupboard space and vintage character, serving as the perfect canvas for your dream renovation. Down the hall, you'll find 2 well-sized bedrooms, a large primary retreat, and a 4pc bathroom. Downstairs, prepare to be impressed by the expansive finished basement. With warm wood tones, a full bathroom, and a separate side entrance at the top of the stairs, this space is bursting with potential- whether you dream of an in-law suite, a home office, or an entertainment zone. A 4th bedroom and large laundry/storage area complete the lower level. Outside, the oversized detached garage is both practical and hard to find, offering plenty of space for parking, hobbies, or even a workshop. Some notable features include: roof 2008 - 50 yr shingles, furnace and AC 2013, owned hot water heater 2017, owned water softener, garage door opener with remote, new flooring in the basement 2025, and more. Ideally located near schools, universities, trails, parks, and the expressway, this home is not just a place to live, it's a place to grow, imagine, and create something special.

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Property Summary

This detached home located at 178 Vermont Street, Waterloo is currently for sale and has been available on SousaSells for 395 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 178 Vermont Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2025
Sold price information is available to members only
Listed Date6/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Other
BasementFull, Partially Finished
Lot Size62 × 107.87 Feet
CountyWaterloo
Annual Tax$4,110
Legal DescriptionLT 30 PL 844 CITY OF WATERLOO; WATERLOO

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Water Softener, Water Heater Owned

Security Features

Community Features

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Location

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178 Vermont Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 178 Vermont Street, Waterloo, ON N2J 2M8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Waterloo, ON

For a property listed at $699,900 in Waterloo, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,568

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.