181 King Street, Unit 1, Waterloo, ON

$1,099,000
MLS#:X13590444
2 beds
3 baths
1400-1599 sqft
1.0 parking
Residential Condo & Other
181 King Street S 1901, Waterloo, ON N2J 1P7

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and concrete block construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Built-In Oven, Countertop Range, Storage Area Lockers
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Modern urban living meets contemporary design in this bright two-bedroom plus den condo at Circa, one of Uptown Waterloo's most desirable communities. Suite 1901 offers 1500 sq ft of open-concept living space, high ceilings, and expansive windows that fill the home with natural light. The kitchen features modern cabinetry, stone countertops, built-in appliances, and a functional island that flows into the living area. The living and dining space opens onto an expansive 550 sq ft private wraparound balcony with southwest views. Both bedrooms are generously sized, each with its own 4-piece ensuite and walk-out to the balcony, offering a rare blend of convenience and indoor-outdoor living. A dedicated den/home office adds valuable flexibility for work or study. In-suite laundry, underground parking, and a storage locker add everyday practicality. Residents of Circa enjoy premium amenities including a outdoor saltwater pool with cabanas, fitness and yoga studios, co-working lounges, a stylish party room, and on-site dining at LaLa Social House. Located in the vibrant Bauer District, you're steps from Vincenzo's, cafés, restaurants, shops, the LRT, Grand River Hospital, and both university campuses. A modern, low-maintenance home in one of Uptown Waterloo's most connected locations-ideal for professionals, downsizers, or investors seeking a turnkey opportunity.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This condo apartment located at 181 King Street, Waterloo is currently for sale and has been available on SousaSells for 16 days. This property is listed at $1,099,000 with an estimated mortgage of $3,658* per month. It has 2 beds, 3 bathrooms, and is 1400-1599 square feet. 181 King Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1400-1599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Waterloo.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick, Concrete Block
BasementNone
CountyWaterloo
Annual Tax$6,521

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Hospital
  • Library
  • Park
  • Public Transit
  • Rec./Commun.Centre

Interior Features

  • Built-In Oven
  • Countertop Range
  • Storage Area Lockers

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 181 King Street, Unit 1, Waterloo, ON

Q.What is the asking price for 181 King Street, Unit 1, Waterloo, ON ?

The current listing price for 181 King Street, Unit 1, Waterloo, ON in Waterloo is $1,099,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 3 bathrooms across approximately 1400-1599 sqft.

Q.What property type and architectural style is 181 King Street, Unit 1, Waterloo, ON ?

181 King Street, Unit 1, Waterloo, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What key property features does 181 King Street, Unit 1, Waterloo, ON offer?

Key property features include: Golf, Hospital, Library, Park, Public Transit, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, Countertop Range, Storage Area Lockers.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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181 King Street, Unit 1, Waterloo, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 181 King Street S 1901, Waterloo, ON N2J 1P7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$329,700 (30.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period30 Years
Estimated Monthly Payment$3,658Based on a loan of $769,300 over 30 years.
Purchase Price$1,099,000
Loan Amount$769,300
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Waterloo, ON

For a property listed at $1,099,000 in Waterloo, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$785,885

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Empire
Public83 Empire Street, Waterloo, Ontario, N2L 2M1
6.3
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.