185 Cedarvale Crescent, Waterloo, ON

$525,000
MLS#:X13604388
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
185 Cedarvale Crescent A, Waterloo, ON N2L 4T3

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $525,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 30.5 x 116.75 ft lot
  • Features a finished, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • Efficient forced air heating via gas

Description

Looking for an updated home with 4 bedrooms & 2 full baths? This Semi maybe the home for you! North end of University of Waterloo & new Hospital to be built, Conestoga Mall & LRT, this 3+1 bedroom, 2 full bath move-in condition semi on quiet Cedarvale Crescent! Freshly painted throughout, carpet free home with a huge fully fenced backyard is perfectly located on a quiet street with lots of beautiful mature tall trees. The main floor features a large Living room with plenty of natural light from the very large front window as well as the brand new ceiling potlights, Dining area with beautiful contemporary chandelier and large window, open to the brand new modern white shaker style kitchen with quartz counters and white fridge and stove. Take the hardwood stairs to the second storey featureing 3 very good size bedrooms and a modern 4 piece main bathroom. The basement features a large bonus room with a good size window and a closet that can be used as a bedroom or a Recroom, a full 3 piece bathroom, Laundry and Utility room with walk up to the backyard. To access the basement, you have 3 options: from the kitchen inside the house, or the separate enterance (exterior side door) from the drive way, or the stairs from the backyard going to the back door (please don't use the back stairs - they haven't been used recently). Updates include but are not limited to: fresh paint throughout 2026, Brand new kitchen with quarz counters 2026, Fridge & Stove 2025, Pot Lights in Living room 2026, LVP flooring in basement & on stairs going to basement 2026, Main water shut-offs 2026, Dryer 2024, Furnace 2020, Roof 2018, Laminate flooring on main and second floors 2018, Hardwood stairs going to second floor 2018, All plumbing replaced on main & second floors 2018. Close to schools, shopping, busses. Shows very well!

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Property Summary

This detached home located at 185 Cedarvale Crescent, Waterloo is currently for sale and has been available on SousaSells for 13 days. This property is listed at $525,000 with an estimated mortgage of $1,748* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 185 Cedarvale Crescent, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementFinished, Separate Entrance, Walk-Up
Lot Size30.5 × 116.75 Feet
CountyWaterloo
Annual Tax$3,423
Legal DescriptionPT LT 6 PL 1300 CITY OF WATERLOO AS IN 863137; S/T 437554

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Hospital
  • Library
  • Park
  • Public Transit
  • Rec./Commun.Centre
  • School

Interior Features

  • In-Law Capability

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 185 Cedarvale Crescent, Waterloo, ON

Q.What is the asking price for 185 Cedarvale Crescent, Waterloo, ON ?

The current listing price for 185 Cedarvale Crescent, Waterloo, ON in Waterloo is $525,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 185 Cedarvale Crescent, Waterloo, ON ?

185 Cedarvale Crescent, Waterloo, ON is a Semi-Detached (2-Storey) featuring a Finished, Separate Entrance, Walk-Up basement.

Q.What key property features does 185 Cedarvale Crescent, Waterloo, ON offer?

Key property features include: Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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185 Cedarvale Crescent, Waterloo, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 Cedarvale Crescent A, Waterloo, ON N2L 4T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$157,500 (30.0%)
* Minimum Canadian down payment required for this price is $27,500.
Amortization Period30 Years
Estimated Monthly Payment$1,748Based on a loan of $367,500 over 30 years.
Purchase Price$525,000
Loan Amount$367,500
Provincial Land Transfer Tax:$6,975
Total Estimated Closing Taxes:$6,975

About Purchasing a Home in Waterloo, ON

For a property listed at $525,000 in Waterloo, the legal minimum down payment is $27,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,975 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,975.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$785,885

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Empire
Public83 Empire Street, Waterloo, Ontario, N2L 2M1
6.3
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.