225 Harvard Place, Unit 12, Waterloo, ON

$279,900
MLS#:X12188767
1 beds
1 baths
600-699 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $279,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient radiant heating via other

Description

Welcome to 225 Harvard Place Unit 712! Beautifully updated and meticulously maintained, this one-bedroom, one-bathroom open-concept condo is located in a quiet, desirable building just steps from shopping, restaurants, and public transit. Ideal for first-time buyers, working professionals, students, or those looking to downsize, this unit offers a bright and inviting living space with large windows that flood the home with natural light. The renovated kitchen flows seamlessly into the spacious living area and sunroom, which faces southwest to showcase breathtaking sunset views across the city. One of the standout features is the convenience of having all utilities heat, hydro, and water covered in the monthly condo fees, offering true worry-free living. Located just minutes from the expressway and close to the University of Waterloo, Wilfrid Laurier University, and Conestoga Colleges Waterloo campus, this is a prime location for both commuters and students. Don't miss your chance to own this move-in-ready unit in a well-managed, peaceful building. Book your private tour today this one wont last long!

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Property Summary

This condo apartment located at 225 Harvard Place, Waterloo is currently for sale and has been available on SousaSells for 406 days. This property is listed at $279,900 with an estimated mortgage of $932* per month. It has 1 bed, 1 bathroom, and is 600-699 square feet. 225 Harvard Place, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateJuly 24, 2025
Sold price information is available to members only
Listed Date6/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick
BasementNone
CountyWaterloo
Annual Tax$1,629

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeUnderground

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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225 Harvard Place, Unit 12, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 225 Harvard Place 712, Waterloo, ON N2J 4H4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$83,970 (30.0%)
* Minimum Canadian down payment required for this price is $13,995.
Amortization Period30 Years
Estimated Monthly Payment$932Based on a loan of $195,930 over 30 years.
Purchase Price$279,900
Loan Amount$195,930
Provincial Land Transfer Tax:$2,674
Total Estimated Closing Taxes:$2,674

About Purchasing a Home in Waterloo, ON

For a property listed at $279,900 in Waterloo, the legal minimum down payment is $13,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,674 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,674.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,608

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.