
Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,310,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Location is everything, and it doesn't get much closer to Wilfrid Laurier University than this. 23 Fir St sits just steps from Laurier's campus and University Stadium, on one of the most sought-after streets for student housing in Waterloo, where rooms lease quickly year after year. This fully rented duplex has two self-contained 5-bedroom, 2-bathroom units. Each unit has its own kitchen, in-unit laundry, forced air gas heating and central air conditioning. It also has updated laminate flooring and parking for 4. Unbeatable proximity to campus, a full rent roll and steady student demand make this a turnkey investment that will keep performing for years.
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This duplex located at 23 Fir Street, Waterloo is currently for sale and has been available for 0 days. This property is listed at $1,310,000 with an estimated mortgage of $4,361* per month. It has 10 beds, 4 bathrooms, and is 1500-2000 square feet. 23 Fir Street, Waterloo
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 10 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Waterloo.
Growing families needing multi-bedroom flexibility and space in Waterloo.
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No historical data available for this property.
This could be the first listing for this address.
If you are looking for a house in Waterloo or researching Waterloo real estate for sale, this 10-bedroom duplex at 23 Fir Street, Waterloo, ON offers an exceptional opportunity to buy a home in Waterloo, Ontario. Whether you are a first-time Waterloo home buyer or comparing active Waterloo MLS® homes for sale, working with a dedicated Waterloo buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.
Browse all verified Waterloo real estate listings, compare active Waterloo houses for sale, and view brand new MLS® inventory before it hits the open market.
Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Waterloo realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.
Estimated mortgage: $4,361*/month*. Estimated Ontario Land Transfer Tax: $22,675. First-time Waterloo home buyers may qualify for up to $8,475 in rebates.
The current listing price for 23 Fir Street, Waterloo, ON in Waterloo is $1,310,000.
This property features 10 bedrooms and 4 bathrooms across approximately 1500-2000 sqft.
23 Fir Street, Waterloo, ON is a Duplex (2-Storey) featuring a Finished, Full basement.
Interior highlights include: None.
Yes, this property offers parking space for 4.0 vehicles (None).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 23 Fir Street, Waterloo, ON .
Waterloo, Waterloo
8 assaults (30.0/100k)
8 B&E (30.0/100k)
10 thefts (35.0/100k)
Improving vs previous year
Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.
Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.
Data-driven valuation for 23 Fir Street, Waterloo, ON N2L 3H4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $1,310,000 in Waterloo, the legal minimum down payment is $262,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,675 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,675.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.
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