26 King Street, Waterloo, ON

$975,000
MLS#:X13053308
0 beds
2 baths
Commercial
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Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of Waterloo. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $975,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 10.65 x 133.59 ft lot size
  • equipped with yes central cooling and highly efficient electric forced air heating

Description

Welcome to a truly one-of-a-kind opportunity in the heart of downtown Kitchener-where modern design meets incredible versatility. This architecturally striking building, completed in 2025, offers a rare combination of two beautifully appointed residential units along with a vibrant commercial space, making it ideal for a live-work lifestyle, Airbnb or savvy investment. This impressive property spans over 3,200 sq ft, showcasing innovative design at its finest. Each residential unit features its own private entrance, leading into a dedicated hallway & staircase that enhances privacy. Residential Unit A is filled with character, highlighted by a dramatic two-storey window overlooking lively King Street. Unique rounded ceiling details add softness to the modern aesthetic, while the primary loft suite features a glass-railed overlook to the living space below. Upstairs, the bedroom includes a full ensuite, complemented by a stylish powder room on the main level for guests. A rooftop patio with views over King Street provides the perfect urban retreat. Residential Unit B offers a similar layout with its own distinct charm. A striking two-storey window frames views of Goudies Lane. Enjoy a private balcony off the living area, while the upper-level suite features a full ensuite and open-to-below design. A convenient main-floor powder room and a rooftop patio with sweeping skyline views complete the space. At street level along Goudies Lane, a 600 sq ft commercial unit presents endless possibilities-perfect for a boutique shop, café, takeout concept, or contemporary office. The space includes rough-ins for a kitchen & accessible washroom rough-ins and has one dedicated parking spot. With a Walkscore of 99, this prime downtown location puts everything at your doorstep. Just steps from the ION LRT stop & steps to the Kitchener Market, local cafés, nightlife, shopping, and Centre in the Square.

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Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date4/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size10.65 × 133.59 Feet
CountyWaterloo
Annual Tax$3,388
Legal DescriptionPT LT 13 N/S KING ST & E/S QUEEN ST PL 364 KITCHENER; PT LT 14 N/S KING ST & E/S QUEEN ST PL 364 KITCHENER AS IN 1099187; KITCHENER

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypeElectric Forced Air
CoolingYes

Features

Property Features

Interior Features

Security Features

Yes

Community Features

Greenbelt/Conservation, Public Transit

Location

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26 King Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 King Street E, Waterloo, ON N2G 2K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$72,500 (7.4%)
* Minimum Canadian down payment required for this price is $72,500.
Amortization Period25 Years
Estimated Monthly Payment$5,378Based on a loan of $902,500 over 25 years.
Purchase Price$975,000
Loan Amount$902,500
Provincial Land Transfer Tax:$15,975
Total Estimated Closing Taxes:$15,975

About Purchasing a Home in Waterloo, ON

For a property listed at $975,000 in Waterloo, the legal minimum down payment is $72,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,975 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,975.

Nearby Listings

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No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$798,513

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.