Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $424,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Beautiful 2Br 2Wr Corner Unit With Open Balcony. Excellent Location, 5 Min Walk To Waterloo And Wilfrid Laurier University. Close To Express Hwy 85 & LRT. Master BR With Walk-In Closet And En-Suite, 2nd BR With 3Pc WR, Living Room With Sliders To Open Balcony. Beautiful City View To The West. Modern Kitchen Cabinets, Granite Countertop, Laundry In Unit. 1 Parking Spot & Locker. High Speed Internet, Private Garbage & Snow Removal.
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This condo apartment located at 318 Spruce Street, Waterloo is currently for sale and has been available on SousaSells for 187 days. This property is listed at $424,000 with an estimated mortgage of $1,411* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 318 Spruce Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.None
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 318 Spruce Street 910, Waterloo, ON N2L 0E9
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $424,000 in Waterloo, the legal minimum down payment is $21,200 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,955 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,955.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.