Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $349,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Calling all investors, parents of university students, and young professionals! Welcome to Sage Condos in Waterloo's vibrant University Core. This spacious one-bedroom, one-bathroom suite offers just under 600 sq ft of thoughtfully designed living space. The open-concept layout features a modern kitchen complete with stainless steel appliances and ample cabinetry, seamlessly flowing into a bright and inviting living area. Large windows fill the space with natural light, while the private balcony showcases expansive city views. The bedroom is generously sized and offers comfortable, functional living. Additional highlights include in-suite laundry for added convenience .Ideally located just steps from the University of Waterloo and Wilfrid Laurier University, this is a prime opportunity in one of the city's most reliable rental markets. Enjoy walkable access to shops, restaurants, transit, including the LRT and GO Bus Station, and all essential amenities. Sage Condos offers desirable building amenities such as a rooftop terrace, fitness center, party room, and high-speed internet. Whether you're expanding your investment portfolio, securing a home for a student, or seeking a well-located urban residence, this is a smart and versatile opportunity in the heart of Waterloo. Some images have been virtually staged for illustration purposes.
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This condo apartment located at 318 Spruce Street, Waterloo is currently for sale and has been available on SousaSells for 107 days. This property is listed at $349,000 with an estimated mortgage of $1,162* per month. It has 1 bed, 1 bathroom, and is 500-599 square feet. 318 Spruce Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Carpet Free
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 318 Spruce Street 1308, Waterloo, ON N2L 3M7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $349,000 in Waterloo, the legal minimum down payment is $17,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,710 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,710.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.