
Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium concrete construction, this residence presents an exceptional opportunity offered at $298,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Urban Loft CondoModern two-level loft-style condo in the heart of Waterloo, steps from the University of Waterloo, Wilfrid Laurier University, and Conestoga College. This bright 1-bedroom + den (or second bedroom), 2-bathroom loft suite features an open-concept main floor with soaring windows and abundant natural light. The contemporary kitchen offers stainless steel appliances and flows into a spacious living area ideal for studying, relaxing, or entertaining. Upstairs, the private loft primary bedroom is complemented by a flexible den that serves as a second bedroom or home office. Dual full bathrooms (one on each level) and in-suite laundry provide everyday convenience.Located in Waterloo's vibrant urban core, enjoy cafés, restaurants, shopping, parks, and transit all within walking distance. Perfect for students or young professionals seeking style, flexibility, and an unbeatable location.
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This condo apartment located at 321 Spruce Street, Waterloo is currently for sale and has been available on SousaSells for 5 days. This property is listed at $298,000 with an estimated mortgage of $992* per month. It has 2 beds, 2 bathrooms, and is 700-799 square feet. 321 Spruce Street, Waterloo
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.
Urban professionals, first-time buyers, or investors looking for low-maintenance living in Waterloo.
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The current listing price for 321 Spruce Street, Unit 9, Waterloo, ON in Waterloo is $298,000.
This property features 2 bedrooms and 2 bathrooms across approximately 700-799 sqft.
321 Spruce Street, Unit 9, Waterloo, ON is a Condo Apartment (Apartment) featuring a None basement.
Interior highlights include: Built-In Oven, Carpet Free.
Yes, this property offers parking space for 0.0 vehicle (Underground).
Heating is provided via Gas and cooling via Central Air.
Request a live agent video tour or get 3D virtual walkthrough access for 321 Spruce Street, Unit 9, Waterloo, ON .
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 321 Spruce Street 710, Waterloo, ON N2L 0G4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.
About Purchasing a Home in Waterloo, ON
For a property listed at $298,000 in Waterloo, the legal minimum down payment is $14,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,945 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,945.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.