376 River Oak Place, Waterloo, ON

$3,499,000
MLS#:X12041024
4 beds
7 baths
3000-3500 sqft
9.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $3,499,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 7 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 76.55 x 148 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sauna, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled in one of Waterloos most prestigious enclaves, this stunning residence offers an effortless blend of privacy, elegance, and natural beauty. With over 6,000 square feet of meticulously crafted living space, the home is designed for those who appreciate both sophistication and comfort. Surrounded by tree-lined trails, serene ponds, and exclusive amenities including private tennis courts, scenic walking paths, and river access this is a retreat like no other. Step inside to a home that is as striking as it is inviting. Expansive windows flood the open-concept space with natural light, highlighting exquisite details such as custom walnut ceilings and polished concrete floors. The gourmet kitchen, outfitted with premium Gaggenau appliances, anchors the heart of the home, creating a seamless flow into elegant living areas designed for both entertaining and relaxation. Outdoors, the private backyard is an entertainers dream and a personal oasis in one. A sparkling saltwater pool with a cascading waterfall, a luxurious hot tub, a fully equipped outdoor kitchen, and a heated bar are all set against a beautifully crafted stone patio perfect for hosting unforgettable gatherings or simply unwinding in style. Beyond the home itself, River Oak Estates offers an unparalleled lifestyle. Enjoy leisurely walks along scenic trails, paddleboarding and kayaking on the Grand River, or peaceful moments by the nearby private ponds of Kiwanis Park. A private putting green adds an extra layer of enjoyment for golf enthusiasts. Whether you're a professional family stepping into your next chapter or seeking a refined yet relaxed way of living, this residence is a rare opportunity to embrace luxury, nature, and convenience in perfect harmony.

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Property Summary

This detached home located at 376 River Oak Place, Waterloo is currently for sale and has been available on SousaSells for 476 days. This property is listed at $3,499,000 with an estimated mortgage of $11,647* per month. It has 4 beds, 7 bathrooms, and is 3000-3500 square feet. 376 River Oak Place, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
7
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 30, 2025
Sold price information is available to members only
Listed Date3/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size76.55 × 148 Feet
CountyWaterloo
Annual Tax$20,589
Legal DescriptionLT 17 PL 1679 CITY OF WATERLOO S/T RIGHT IN 1507712; S/T 957643, 957644 CITY OF WATERLOO

Parking & Garage

Parking Spaces9.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

River/Stream, Rec./Commun.Centre, School, Cul de Sac/Dead End

Interior Features

Sauna, Sump Pump, Water Heater Owned, Water Softener, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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376 River Oak Place, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 376 River Oak Place, Waterloo, ON N2K 3N8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$1,049,700 (30.0%)
* Minimum Canadian down payment required for this price is $699,800.
Amortization Period30 Years
Estimated Monthly Payment$11,647Based on a loan of $2,449,300 over 30 years.
Purchase Price$3,499,000
Loan Amount$2,449,300
Provincial Land Transfer Tax:$73,950
Total Estimated Closing Taxes:$73,950

About Purchasing a Home in Waterloo, ON

For a property listed at $3,499,000 in Waterloo, the legal minimum down payment is $699,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $73,950 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $73,950.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,508

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.