381 Timlock Place, Waterloo, ON

$899,900
MLS#:X13567580
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 63.98 x 111.73 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient baseboard heating via gas

Description

You know a good street the moment you turn onto it. This one has mature trees, an easy quiet, and houses that rarely come up for sale, because once people land here, they tend to stop looking. The main floor is fully accessible, built for the way life actually unfolds day to day, and the primary suite lives right here too, ensuite renovated in 2021, zero stairs between you and any part of your routine. Simple, smart, and the kind of thing you'll be grateful for long after move-in day. Two fireplaces, two completely different moods. The living room's custom gas fireplace is made for slow, quiet nights. Down the hall, the family room plays a different game entirely, a WETT-certified wood burning fireplace that turns an ordinary Tuesday into something worth showing up for. Upstairs, three bedrooms and a full bath give everyone room to spread out. Downstairs, the finished basement is fully move-in ready as-is, with plenty of room to make it yours whenever you're ready for a refresh. Every update here was made by people who planned to stay for good: new flooring, a reverse osmosis system, and a brand new sump pump, all in 2026. Then step outside to a deck with a natural gas fire table, built for the first warm night of the year and every one after it. Minutes to UW, Laurier, Grey Silo, and the Waterloo Rec Complex, close enough for convenience, far enough to feel like its own world. Homes on this street rarely change hands. This is your shot.

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Property Summary

This detached home located at 381 Timlock Place, Waterloo is currently for sale and has been available on SousaSells for 3 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 381 Timlock Place, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Partially Finished
Lot Size63.98 × 111.73 Feet
CountyWaterloo
Annual Tax$6,877
Legal DescriptionLT 22 PL 1611 CITY OF WATERLOO; S/T869595; WATERLOO

Parking & Garage

Parking Total5.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeBaseboard
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, Primary Bedroom - Main Floor, Floor Drain, Sump Pump, Water Heater, Water Softener, Workbench, Wheelchair Access

Security Features

Community Features

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Location

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381 Timlock Place, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 381 Timlock Place, Waterloo, ON N2K 3J2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Waterloo, ON

For a property listed at $899,900 in Waterloo, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,127

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.