40 Terrystone Walk, Waterloo, ON

$929,900
MLS#:X12161899
3 beds
3 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $929,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 80 x 110 ft lot
  • Features a walk-up, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, In-Law Capability, Storage Area Lockers
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 40 Terrystone Walk in Waterloo! This spectacular side-split has been updated from top to bottom and features an incredible indoor pool oasis with panoramic windows, allowing you to enjoy summer year-round. With over 2,700 sq. ft. of finished living space, this home offers a spacious layout filled with natural light. On the main level youll find a bright living room, updated kitchen, formal dining area, and a family room with large windows to view your indoor pool. Step through to the stunning four-season pool addition, complete with expansive decks and sliding doors leading to the private, fully fenced yard. Upstairs, youll find three spacious bedrooms and a luxurious 5-piece bath. The finished basement adds even more space with a large rec room, sauna, additional bathroom, and a separate entrance to the pool. Nestled in a prime Waterloo location, this home is just minutes from RIM Park, Conestoga Mall, top-rated schools, walking trails, and the expressway for easy commuting. Surrounded by mature trees and stylish outdoor spaces, this one-of-a-kind home is a true retreat in the city.

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Property Summary

This detached home located at 40 Terrystone Walk, Waterloo is currently for sale and has been available on SousaSells for 419 days. This property is listed at $929,900 with an estimated mortgage of $3,095* per month. It has 3 beds, 3 bathrooms, and is 2500-3000 square feet. 40 Terrystone Walk, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 10, 2025
Sold price information is available to members only
Listed Date5/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick Front, Vinyl Siding
BasementWalk-Up, Partial Basement
Lot Size80 × 110 Feet
CountyWaterloo
Annual Tax$5,370
Legal DescriptionLOT 19 PLAN 1109 CITY OF WATERLOO; WATERLOO

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free, In-Law Capability, Storage Area Lockers

Security Features

Community Features

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Location

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40 Terrystone Walk, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 40 Terrystone Walk, Waterloo, ON N2J 2G4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$278,970 (30.0%)
* Minimum Canadian down payment required for this price is $67,990.
Amortization Period30 Years
Estimated Monthly Payment$3,095Based on a loan of $650,930 over 30 years.
Purchase Price$929,900
Loan Amount$650,930
Provincial Land Transfer Tax:$15,073
Total Estimated Closing Taxes:$15,073

About Purchasing a Home in Waterloo, ON

For a property listed at $929,900 in Waterloo, the legal minimum down payment is $67,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,073 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,297

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.