42 Central Street, Waterloo, ON
Property Highlights
Welcome to this remarkable Bungalow-Raised duplex located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 6 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 60.15 x 99.52 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 5.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Water Heater, Accessory Apartment, Carpet Free
- Efficient forced air heating via gas
Description
**SOLD FIRM. Awaiting Depost. ** Welcome to 42 Central Street! This charming property offers over 2,200 finished square feet across two levels, featuring modern updates and a flexible layout. Recent updates include a new, stylish main unit kitchen, complete with a generous amount of contemporary white cabinetry, a completely renovated lower level three piece bathroom, four newly installed front windows as well as some newer flooring. The daylight basement boasts heat ducts in the floors, enhancing comfort throughout. Abundance of parking with long, double wide driveway. Nestled in the prestigious Albert-MacGregor Conservation District, this home is a perfect example of "Ranch-style architecture in sleek modern white brick"a must-see for architectural enthusiasts. The current layout consists of two, separate, three bedroom units legally duplexed by building permit in 2001. Each unit has a recently approved rental license. Note new washing machine and new fridge. With its unbeatable location just steps from Uptown Waterloo, mere seconds from Waterloo Park, and walking distance to Wilfrid Laurier University (WLU) and the University of Waterloo (UW), this home offers unparalleled convenience. You will also find an abundance of shops, restaurants, and bars nearby, making it ideal for those who enjoy urban city living. This property checks all the boxes for a variety of buyers: first-time homeowners looking for a mortgage helper, university or tech employees who want to live close to work, parents searching for a prime location for their university-bound children, or investors seeking a strong rental opportunity in one of Ontario's most desirable markets. Available for May closing! Don't miss out on this incredible opportunityschedule a private showing today!
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Property Summary
This duplex located at 42 Central Street, Waterloo is currently for sale and has been available on SousaSells for 536 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 6 beds, 2 bathrooms, and is 1100-1500 square feet. 42 Central Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Public Transit, Arts Centre, Place Of Worship, School, Rec./Commun.Centre, Library
Interior Features
Water Heater, Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
Security Features
Smoke Detector
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 42 Central Street, Waterloo, ON N2L 3A6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Waterloo, ON
For a property listed at $899,900 in Waterloo, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.