450 Westhaven Street, Waterloo, ON

$1,225,000
MLS#:X13646852
5 beds
5 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,225,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 31.45 x 113.84 ft lot
  • Features a apartment, separate entrance, finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, Guest Accommodations, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 450 Westhaven Street, a beautifully upgraded Ritz Homes residence in one of Waterloo's most sought after family neighbourhoods. Less than one year old, this stunning home offers approximately 2,320 sq ft above grade plus a finished basement, featuring quartz countertops throughout, a designer kitchen with a custom coffee bar, engineered hardwood flooring, oak staircases with black metal pickets, and no carpet throughout. The finished lower level adds exceptional versatility with a spacious recreation room, additional bedroom, full bathroom, and a convenient kitchenette complete with a sink, making it ideal for extended family, guests, or multi generational living. Complete with 200 amp service, central air conditioning, gas lines for the stove and BBQ, and numerous builder upgrades, this move in ready home offers the perfect blend of style, comfort, and functionality. Ideally situated in the highly desirable Westvale area of Waterloo, this home is surrounded by excellent schools, beautiful parks, walking trails, playgrounds, and family friendly amenities. Enjoy convenient access to shopping, restaurants, Costco, The Boardwalk, universities, public transit, and major commuter routes including Highway 7/8. Whether you're raising a family, working from home, or simply looking for a newer home in a thriving community, 450 Westhaven Street delivers exceptional value in one of Waterloo's most convenient and connected locations.

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Property Summary

This detached home located at 450 Westhaven Street, Waterloo is currently for sale and has been available on SousaSells for 4 days. This property is listed at $1,225,000 with an estimated mortgage of $4,078* per month. It has 5 beds, 5 bathrooms, and is 2000-2500 square feet. 450 Westhaven Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • 2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementApartment, Separate Entrance, Finished, Full
Lot Size31.45 × 113.84 Feet
CountyWaterloo
Annual Tax$3,794.36
Legal DescriptionPART BLOCK 129, PLAN 58M483, PARTS 3, 4, 5 AND 6, 58R21646 SUBJECT TO AN EASEMENT IN GROSS OVER PARTS 4 AND 6, 58R21646 AS IN WR487210 SUBJECT TO AN EASEMENT IN GROSS OVER PARTS 5, AND 6, 58R21646 AS IN WR1569557 SUBJECT TO AN EASEMENT OVER PARTS 5 AND 6, 58R21646 AS IN WR487256 CITY OF WATERLOO

Parking & Garage

Parking Total4.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Place Of Worship
  • Public Transit
  • School
  • School Bus Route
  • Rec./Commun.Centre

Interior Features

  • Bar Fridge
  • Guest Accommodations
  • In-Law Suite
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 450 Westhaven Street, Waterloo, ON

Q.What is the asking price for 450 Westhaven Street, Waterloo, ON ?

The current listing price for 450 Westhaven Street, Waterloo, ON in Waterloo is $1,225,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 450 Westhaven Street, Waterloo, ON ?

450 Westhaven Street, Waterloo, ON is a Detached (2-Storey) featuring a Apartment, Separate Entrance, Finished, Full basement.

Q.What key property features does 450 Westhaven Street, Waterloo, ON offer?

Key property features include: Park, Place Of Worship, Public Transit, School, School Bus Route, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: Bar Fridge, Guest Accommodations, In-Law Suite, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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450 Westhaven Street, Waterloo, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 450 Westhaven Street, Waterloo, ON N2T 2R2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$367,500 (30.0%)
* Minimum Canadian down payment required for this price is $245,000.
Amortization Period30 Years
Estimated Monthly Payment$4,078Based on a loan of $857,500 over 30 years.
Purchase Price$1,225,000
Loan Amount$857,500
Provincial Land Transfer Tax:$20,975
Total Estimated Closing Taxes:$20,975

About Purchasing a Home in Waterloo, ON

For a property listed at $1,225,000 in Waterloo, the legal minimum down payment is $245,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $20,975 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $20,975.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$785,342

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Empire
Public83 Empire Street, Waterloo, Ontario, N2L 2M1
6.3
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.