455 Twinleaf Street, Waterloo, ON

$999,900
MLS#:X12284975
4 beds
4 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 32.96 x 105.16 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Sump Pump, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This 4-bedroom Vista Hills beauty is move-in ready with just under 2,700 square feet above grade, a bright second-level family room, and a walkout basement, this home offers everyday comfort with long-term potential. Check out our TOP 7 reasons why this home should be your next move! #7: PRIME VISTA HILLS LOCATION: Set in one of Waterloos most sought-after neighbourhoods, this home is minutes from top-rated schools, parks, nature trails, and nearby groceries, with quick access to Ira Needles, Costco, and The Boardwalk. #6: MAIN FLOOR LAYOUT: The welcoming main level has 9-foot ceilings , oversized windows, and modern ceramic tile flooring throughout. The spacious foyer flows into the bright living room, which overlooks the backyard. Completing the main level is a powder room and laundry. #5: EAT-IN KITCHEN: The kitchen features ample cabinetry, stainless steel appliances, a pantry, and a breakfast bar. A bright dinette offers casual space to gather, with a walkout to the private deck.#4: BRIGHT BACKYARD: The abundant outdoor space is perfect for the kids or pets to play, and a second-floor deck is where you can relax and barbecue up a storm. #3: SECOND LEVEL FAMILY ROOM: A vaulted ceiling and large bright windows give the bonus room extra charm. Whether you use it as a movie zone, a kids hangout, or a cozy reading nook, it adds flexibility to your family's day-to-day. #2:BEDROOMS & BATHROOMS: Upstairs, you'll find four bright bedrooms. The primary suite features a walk-in closet and a 4-piece en-suite bathroom. The remaining bedrooms share a 5-piece main bath with dual sinks and a shower/tub combo. #1: WALKOUT BASEMENT WITHPOTENTIAL: The walkout basement offers 9' ceilings and plenty of space, with oversized windows and a partially finished bathroom, giving you the flexibility to finish it to your hearts content. Additionally, a side entrance off the main floor opens the door to potential future in-law accommodations

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Property Summary

This detached home located at 455 Twinleaf Street, Waterloo is currently for sale and has been available on SousaSells for 363 days. This property is listed at $999,900 with an estimated mortgage of $3,328* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 455 Twinleaf Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 6, 2025
Sold price information is available to members only
Listed Date7/15/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Full
Lot Size32.96 × 105.16 Feet
CountyWaterloo
Annual Tax$7,893
Legal DescriptionPART LOT 83, PLAN 58M-548

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Sump Pump, Water Heater, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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455 Twinleaf Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 455 Twinleaf Street, Waterloo, ON N2V 0B7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,970 (30.0%)
* Minimum Canadian down payment required for this price is $74,990.
Amortization Period30 Years
Estimated Monthly Payment$3,328Based on a loan of $699,930 over 30 years.
Purchase Price$999,900
Loan Amount$699,930
Provincial Land Transfer Tax:$16,473
Total Estimated Closing Taxes:$16,473

About Purchasing a Home in Waterloo, ON

For a property listed at $999,900 in Waterloo, the legal minimum down payment is $74,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,510

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.