492 WISMER Street, Waterloo, ON

$699,000
MLS#:X12745724
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick front and stone construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 20.34 x 99.98 ft lot
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Softener, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 492 Wismer St , this 2020-built freehold townhouse, offering a smart balance of modern living and minimal maintenance. This beautifully finished property combines contemporary comfort, no condo fees, and an unbeatable location near Waterloo Kiwanis Park.A Smart Choice for Families & Investors: As a 2020-built home, all major components (roof, windows, HVAC, appliances) are in excellent condition, offering years of low-maintenance living and significant savings on near-term repair costs. Premier K-12 School Catchment: Zoned for the highly regarded Lexington Public School and Bluevale Collegiate Institute. Spacious & Modern Layout: 3 bedrooms, including a primary suite with ensuite bathroom & walk-in closet, all in a carpet-free, easy-care floor plan. Open-Concept Kitchen & Living: The bright, open-concept kitchen features stainless steel appliances and ample cabinetry, seamlessly flowing into the living area. This space is further extended by a deck, creating a perfect indoor-outdoor flow for entertaining and everyday living. Future Expansion Potential: The property includes a main-floor washroom rough-in, offering an excellent opportunity to easily add a third full bathroom and customize the layout to suit your needs. A playground directly across the street, plus quick access to Grand River trails and the expansive Kiwanis Dog Park & Rim Park area, offering endless opportunities for sports, recreation, and outdoor enjoyment. Excellent Commute: Quick access to Highway 85, universities, Conestoga Mall, and downtown Kitchener. Enjoy modern living with the confidence of a well-maintained property. Schedule your private viewing today to experience this well-priced opportunity. (Seller is a licensed registrant.)

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Property Summary

This townhouse located at 492 WISMER Street, Waterloo is currently for sale and has been available on SousaSells for 163 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 492 WISMER Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 19, 2026
Sold price information is available to members only
Listed Date2/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionBrick Front, Stone
BasementNone
Lot Size20.34 × 99.98 Feet
CountyWaterloo
Annual Tax$4,946
Legal DescriptionPART BLOCK 7 PLAN 58M-618, PART 2 PLAN 58R-20809. SUBJECT TO AN EASEMENT AS IN WR1133653 CITY OF WATERLOO

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Softener, On Demand Water Heater

Security Features

Community Features

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Location

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492 WISMER Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 492 WISMER Street, Waterloo, ON N2K 0E8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Waterloo, ON

For a property listed at $699,000 in Waterloo, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,567

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.