503 Virginia Creeper Street, Waterloo, ON

$699,900
MLS#:X12132512
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 16, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 21.67 x 98.43 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 503 Virginia Creeper St., a stunning freehold townhome located in a highly sought-after Waterloo neighbourhood! This charming 3-bedroom, 2-bathroom home offers the perfect combination of comfortable living and convenient access to exceptional amenities. The entryway opens up into a bright and spacious livingroom overlooking a well manicured backyard. The kitchen is well laid out and has plenty of cabinetry and counterspace. The dining area leads into a back deck and the backyard - perfect for summer BBQs. Upstairs you'll find a large primary bedroom with a walk-in closet, 2 more bedrooms and a 4 piece bathroom. The basement is unfinished but offers plenty of storage space and potential for the new home owner to make it their own. Families will appreciate the proximity to some of the region's highest-rated schools, providing an excellent educational environment for children of all ages. Nature enthusiasts will love being steps away from beautiful parks and scenic trails, ideal for leisurely strolls, bike rides, and enjoying the outdoors. Convenience is key with a wide array of shopping options just minutes away, catering to all your daily needs and desires.

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Property Summary

This townhouse located at 503 Virginia Creeper Street, Waterloo is currently for sale and has been available on SousaSells for 436 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 503 Virginia Creeper Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 16, 2025
Sold price information is available to members only
Listed Date5/7/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementUnfinished
Lot Size21.67 × 98.43 Feet
CountyWaterloo
Annual Tax$3,448
Legal DescriptionLOT 263, PLAN 58M-305, S/T EASE, WR12187 IN FAVOR OF THE CORPORATION OF THE CITY OF WATERLOO & UNION GAS LIMITED OVER PT. OF SAID LOT, BEING PT. 263 ON 58R-14296, S/T EASE WR74574, CITY OF WATERLOO. S/T EASE ON PT 48 58R14623 FOR LTS 260-262 PL 58M305 & T/W EASE ON PT LT 264 PL 58M305 PTS 49,50 58R14623 AS IN WR119781.

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Virtual Tours

Location

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503 Virginia Creeper Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 503 Virginia Creeper Street, Waterloo, ON N2V 2W4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Waterloo, ON

For a property listed at $699,900 in Waterloo, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,541

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.