55 Cardinal Crescent, Waterloo, ON

$699,999
MLS#:X12194119
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $699,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 62 x 137.52 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Upgraded Insulation, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

LOCATION, LOCATION, LOCATION. This FANTASTIC 4-bed, 2-bath bungalow with WALK-OUT is situated in the coveted Uptown Waterloo area with easy access to highways, amenities, shopping, trails and both WLU and University of Waterloo. This home blends comfort, convenience, and charm. The living room is flooded with light from a gorgeous bay window and adjacent to the walk out dining area. The kitchen is bright and airy and the sink overlooks the expansive yard. A walkout basement leads to an incredible backyard that could easily host a large pool with gardens and landscaping making this property a true gem. Ideal for families, professionals, or savvy investors looking for a central, walkable neighbourhood. *measurements as per iguide.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 55 Cardinal Crescent, Waterloo is currently for sale and has been available on SousaSells for 405 days. This property is listed at $699,999 with an estimated mortgage of $2,330* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 55 Cardinal Crescent, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 4, 2025
Sold price information is available to members only
Listed Date6/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Wood
BasementFinished with Walk-Out, Full
Lot Size62 × 137.52 Feet
CountyWaterloo
Annual Tax$4,085
Legal DescriptionLT 15 PL 840 CITY OF WATERLOO; WATERLOO

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Arts Centre, Library, Place Of Worship, Public Transit, School

Interior Features

Upgraded Insulation, In-Law Capability

Security Features

Community Features

Location

Initializing map...
55 Cardinal Crescent, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Cardinal Crescent S, Waterloo, ON N2J 2E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$210,000 (30.0%)
* Minimum Canadian down payment required for this price is $45,000.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,999 over 30 years.
Purchase Price$699,999
Loan Amount$489,999
Provincial Land Transfer Tax:$10,475
Total Estimated Closing Taxes:$10,475

About Purchasing a Home in Waterloo, ON

For a property listed at $699,999 in Waterloo, the legal minimum down payment is $45,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,475.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,378

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.